657 S Monroe St, San Jose, CA 95128 Property Records

Santa Clara County property record for 657 S Monroe St, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 1953
Lot Size	0.211 acres (9,177 sqft)
Owner	Company Name on Record
Last Sale	$589,000 (Jul 2001)
Tax Bill	$12,129 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Oct 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`279-03-025`

Property Details

APN / Parcel Number

Primary APN	`279-03-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	9,177 sqft (0.211 acres)
Lot Dimensions	133 ft deep x 69 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	657 S MONROE ST
City	SAN JOSE
State	CA
Zip	95128-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 821 CAPUTO ACRES BOOK 38 PAGE 29 LOT 37
Legal Subdivision	CAPUTO ACRES
Legal Tract	821
Legal Lot Number	37
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3006
Census Tract	506401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	657 S MONROE ST, SAN JOSE, CA 95128-3151
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION CITY FCU
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISSION CITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2001 · Amount on Record
Deed Sale	Jul 6, 2001 · Amount on Record
Deed Document Number	200115759688
Last Transfer Date	Jul 21, 2014
Transfer Doc	0022669250
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	657 S MONROE ST, SAN JOSE, CA 95128-3151
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 S MONROE ST, SAN JOSE, CA 95128-3151

Mortgage

Document Number	0025460091
Date	Apr 10, 2023
Instrument	25460091

Lender

Name	MISSION CITY FCU
Type	Credit Union
Address	SANTA CLARA, CA 95050

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 19, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	657 S MONROE ST, SAN JOSE, CA 95128-3151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023790264
Date	Oct 31, 2017
Instrument	23790264

Lender

Name	MISSION CITY FCU
Type	Credit Union
Address	SANTA CLARA, CA 95050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,213 (+2%) Land $602,732 Building $284,481
2025	$12,129.00 (+5.41%) Homeowner's exemption	$869,817 (+4.04%) Land $590,914 Building $278,903
2023	$11,507.00 (+0.64%) Homeowner's exemption	$836,043 Land $567,969 Building $268,074
2022	$11,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

Nearby Properties on S Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures