656 S Monroe St, San Jose, CA 95128 Property Records

Santa Clara County property record for 656 S Monroe St, San Jose, CA 95128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,828 sqft · built 1952
Lot Size0.201 acres (8,736 sqft)
Owner2 Individual Names on Record
Tax Bill$8,806 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone D (undetermined)
APN279-03-054

Property Details

APN / Parcel Number

Primary APN279-03-054

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,828 sqft Living Area
Gross Area1,464 sqft
1st Floor Area1,464 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,736 sqft (0.201 acres)
Lot Dimensions112 ft deep x 78 ft wide
Garage Area342 sqft
Parking Spaces1 Parking Space
Pool TypePool with Hot Tub/Spa
Pool Area3,751 sqft
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address656 S MONROE ST
CitySAN JOSE
StateCA
Zip95128-3167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 821 CAPUTO ACRES BOOK 38 PAGE 29 LOT 74
Legal SubdivisionCAPUTO ACRES
Legal Tract821
Legal Lot Number74
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3007
Census Tract506401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address656 S MONROE ST, SAN JOSE, CA 95128-3167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 13, 2003
Transfer Doc0017428347
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address656 S MONROE ST, SAN JOSE, CA 95128-3167
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 S MONROE ST, SAN JOSE, CA 95128-3167

Mortgage

Document Number0024695931
DateNov 10, 2020
Instrument24695931
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$608,739 (+2%) Land $404,129 Building $204,610
2025$8,806.00 (+5.5%) Homeowner's exemption$596,804 (+4.04%) Land $396,205 Building $200,599
2023$8,347.00 (+0.47%) Homeowner's exemption$573,631 Land $380,821 Building $192,810
2022$8,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sonic Telecom.

Nearby Properties on S Monroe St

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