Warren County and Lake Luzerne Town property record for 685 E River Dr, Lake Luzerne, NY 12846
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,530 sqft · built 1965 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jul 2012) |
| Tax Bill | $4,959 (2026) |
| APN | 523200 305.20-1-26 |
| Primary APN | 523200 305.20-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| 2nd Floor Area | 510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Concrete |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 360 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 314 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 685 E RIVER DR |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-2206 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RT |
| Legal Description | CAMP 42.-1-10 |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 71000 |
685 E River Dr, a residential property, is owned by two individuals who bought it in July 2012.
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 N UNION AVE, CRANFORD, NJ 07016-2560 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2012 · Amount on File |
| Deed Sale | Jul 13, 2012 · Amount on File |
| Deed Book / Page | 4528 / 299 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 0045280000000299 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 685 E River Dr was $4,959, up 5.1% from the year before.
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,959.00 (+5.11%) | ||
| 2025 | $4,718.00 | $224,000 (-) Land $130,000 Building $94,000 | $379,700 (+10.19%) Land $220,362 Building $159,338 |
| 2024 | $224,000 (-) Land $130,000 Building $94,000 | $344,600 (+13.84%) Land $199,991 Building $144,609 | |
| 2023 | $224,000 Land $130,000 Building $94,000 | $302,700 Land $175,674 Building $127,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 685 E River Dr; there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2011–2019) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 E River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
5G and 4G LTE (outdoors only)
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