665 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 665 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,015 sqft · built 1965
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Sep 2019)
Tax Bill	$5,757 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Sale & Mortgage + 2 more
APN	`523200 305.20-1-19`

Property Details

APN / Parcel Number

Primary APN	`523200 305.20-1-19`
Alternative APN	`320030502000010190000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	1,527 sqft
Upper Floors Area	488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	665 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	RES. 42.-1-17
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	3
Census Block	3015
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 BLAKE AVE, BOHEMIA, NY 11716-3418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage PRIME LNDG
Sep 26, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Oct 23, 2018	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jun 30, 2017	Trustee's Deed, Foreclosure VENTURE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	20196018
Deed Book / Page	5996 / 82
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	665 E RIVER DR, LAKE LUZERNE, NY 12846-2205
Document Number	0000006019
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 BLAKE AVE BOHEMIA NY 117163418, BOHEMIA, NY 11716-3418

Mortgage

Document Number	0000006019
Date	Sep 26, 2019
Book Page	005996/000087
Instrument	6019

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Sep 26, 2019
Property Address	665 E RIVER DR, LAKE LUZERNE, NY 12846-2205
Document Number	0000006018
Book / Page	005996 / 000082
Instrument Date	Sep 24, 2019
Instrument	6018
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 BLAKE AVE BOHEMIA NY 117163418, BOHEMIA, NY 11716-3418

Mortgage

Document Number	6019
Date	Sep 26, 2019
Book Page	005996/000087
Instrument	6019

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NY
Recording Date	Oct 23, 2018
Property Address	665 E RIVER DR, LAKE LUZERNE, NY 12846-2205
Document Number	0000006895
Book / Page	005836 / 000188
Instrument Date	Sep 14, 2018
Instrument	6895
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$620.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NY
Recording Date	Jun 30, 2017
Property Address	665 E RIVER DR, LAKE LUZERNE, NY 12846-2205
Document Number	0000004469
Book / Page	005583 / 000294
Instrument Date	Apr 4, 2017
Instrument	4469
Transaction Type	Foreclosure
Record Updated	Jan 22, 2018
Title Company	VENTURE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6011 CONNECTION DR IRVING TX 750392607, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,757.00 (+5.11%)
2025	$5,477.00	$260,000 (-) Land $137,500 Building $122,500	$440,700 (+25.41%) Land $233,062 Building $207,638
2023		$260,000 Land $137,500 Building $122,500	$351,400 Land $185,837 Building $165,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2011–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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