634 Bald Point Rd, Panacea, FL 32346 Property Records

Franklin County property record for 634 Bald Point Rd, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1961
Lot Size0.163 acres (7,100 sqft)
OwnerCompany Name on Record
Tax Bill$1,345 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone VE (high risk)
APN28-06S-01W-1051-0002-0190

Property Details

APN / Parcel Number

Primary APN28-06S-01W-1051-0002-0190
Alternative APN
  • 01W06S28105100020190

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,200 sqft
1st Floor Area1,008 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleBungalow
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions95 ft deep x 75 ft wide
View / LotRoad
Garage TypeCarport
Garage Area160 sqft
CarportCarport
Carport Area160 sqft
PorchFinished Screened Porch
Porch Area192 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address634 BALD POINT RD
CityPANACEA
StateFL
Zip32346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL 2 LOT 19 SOUTHERN DUNES OR 263/65 OR 342/87 1347/656
Legal Range01W
Legal Township06S
Legal Section28
Legal SubdivisionSOUTHERN DUNES
Legal Block2
Legal Lot Number19
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3046 WALDEN RD, TALLAHASSEE, FL 32317-7905
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 5, 2022
Transfer Doc0019005755
Record UpdatedJun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateOct 6, 2022
Property Address634 BALD POINT RD, ALLIGATOR POINT, FL 32346
Document Number0019005755
Book / Page1347 / 656
Map ReferenceMB 2 PG 22A
Instrument DateOct 5, 2022
Instrument202219005755
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3046 WALDEN RD, TALLAHASSEE, FL 32317-7905

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,345.00 (+3.3%)$154,686 (-0.44%) Land $90,000 Building $64,686$154,686 (-0.44%) Land $90,000 Building $64,686
2024$1,302.00 (+5.17%)$155,369 (+9.47%) Land $90,000 Building $65,369$155,369 (+9.47%) Land $90,000 Building $65,369
2023$1,238.00 (+6.45%)$141,928 (+10.71%) Land $90,000 Building $51,928$141,928 (+10.71%) Land $90,000 Building $51,928
2022$1,163.00$128,193 Land $90,000 Building $38,193$128,193 Land $90,000 Building $38,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Fidium Fiber
DSL · Fiber in parts of the area
50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bald Point Rd

Nearby Streets

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