653 Bald Point Rd, Panacea, FL 32346 Property Records

Franklin County property record for 653 Bald Point Rd, Panacea, FL 32346

Property Summary

Property Type	Vacant Land
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (May 2021)
Tax Bill	$501 (2025)
Deeds & Mortgages	May 2021 Sale Sep 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`28-06S-01W-1051-0010-0900`

Property Details

APN / Parcel Number

Primary APN	`28-06S-01W-1051-0010-0900`
Alternative APN	`01W06S28105100100900`

Exterior

Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Location & Zoning

Street Address	653 BALD POINT RD
City	PANACEA
State	FL
Zip	32346-5185
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 1 BL 10 LOT 90 SOUTHERN DUNES OR/130/294-96 213/213 OR/583/682 1227/183 1302/236
Legal Range	01W
Legal Township	06S
Legal Section	28
Legal Subdivision	SOUTHERN DUNES
Legal Block	10
Legal Lot Number	90
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2012
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 BALD POINT RD, ALLIGATOR POINT, FL 32346-5185
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Deed Document Number	20213305
Deed Book / Page	1302 / 236
Prior Transfer Date	Aug 28, 2018
Prior Transfer Doc	0019004392
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 24, 2021
Property Address	653 BALD POINT RD, ALLIGATOR POINT, FL 32346-5185
Document Number	0019003305
Book / Page	1302 / 236
Map Reference	MB 2 PG 22
Instrument Date	May 20, 2021
Instrument	202119003305
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 AUSTIN RIDGE CT, GRAY, TN 37615-2585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BALD POINT RD, ALLIGATOR POINT, FL 32346-5185

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 4, 2018
Property Address	653 BALD POINT RD, PANACEA, FL 32346-5185
Document Number	0019004392
Book / Page	001227 / 000183
Instrument Date	Aug 28, 2018
Instrument	19004392
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	126 AUSTIN RIDGE CT GRAY TN 376152585, GRAY, TN 37615-2585

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00 (+3.51%)	$62,500 (-) Land $62,500	$62,500 (-) Land $62,500
2024	$484.00 (+29.07%)	$62,500 (+66.67%) Land $62,500	$62,500 (+66.67%) Land $62,500
2023	$375.00 (-2.6%)	$37,500 (-) Land $37,500	$37,500 (-) Land $37,500
2022	$385.00	$37,500 Land $37,500	$37,500 Land $37,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL · Fiber in parts of the area	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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