Osceola County property record for 6848 Little Blue Ln, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,008 sqft · built 2017 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Feb 2019) |
| Tax Bill | $5,854 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302632329300010920 |
| Primary APN | 302632329300010920 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Heated Area |
| Gross Area | 2,759 sqft |
| 1st Floor Area | 1,016 sqft |
| Upper Floors Area | 992 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6848 LITTLE BLUE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY NBHD H-1 PB 23 PG 22-27 LOT 92 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 3293 |
| Legal Block | 1 |
| Legal Lot Number | 92 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 302632329300010920
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10362 VISTA ARGENTO AVE, LAS VEGAS, NV 89166-6691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Apr 09, 2020 | Deed of Trust, Mortgage · Conventional with PMI WATSON MTG |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP |
| Mar 29, 2017 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2017 · Amount on Record |
| Deed Document Number | 2019021251 |
| Deed Book / Page | 5479 / 0888 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6848 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6848 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0060451990 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 6045/1990 |
| Instrument | 2021144496 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6848 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 6848 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0062742410 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 6274/2410 |
| Instrument | 2022130151 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6848 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0057090591 |
| Instrument Date | Apr 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6848 LITTLE BLUE LN HARMONY FL 347736022, HARMONY, FL 34773-6022 |
| Document Number | 0057090591 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 005709/000591 |
| Instrument | 52267 |
| Name | WATSON MTG |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32211 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 19, 2019 |
| Property Address | 6848 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0054790888 |
| Book / Page | 5479 / 0888 |
| Map Reference | MB 23 PG 22 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019021251 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3743 TUCKER AVE, 3743, SAINT CLOUD, FL 34772-8307 |
| Name | Verified Name |
|---|---|
| Address | 6848 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022 |
| Document Number | 2019021252 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019021252 |
| Name | FIDELITY FUNDING MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 29, 2017 |
| Property Address | 6848 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0051240339 |
| Book / Page | 5124 / 0339 |
| Map Reference | MB23 PG22 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017048345 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,522.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 6848 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0051240343 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 5124/0343 |
| Instrument | 2017048346 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,854.00 (+6.01%) Homeowner's exemption | $239,545 (+5.99%) | $311,000 (-1.52%) Land $65,000 Building $246,000 |
| 2023 | $5,522.00 (+5.7%) Homeowner's exemption | $226,014 (+3%) | $315,800 (+13.11%) Land $65,000 Building $250,800 |
| 2022 | $5,224.00 Homeowner's exemption | $219,432 | $279,200 Land $60,000 Building $219,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 209 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3490751, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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