Osceola County property record for 6824 Little Blue Ln, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,008 sqft · built 2016 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,500 (Jul 2016) |
| Tax Bill | $5,688 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302632329300011030 |
| Primary APN | 302632329300011030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Heated Area |
| Gross Area | 2,759 sqft |
| 1st Floor Area | 1,016 sqft |
| Upper Floors Area | 992 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6824 LITTLE BLUE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY NBHD H-1 PB 23 PG 22-27 LOT 103 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 3293 |
| Legal Block | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 302632329300011030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6824 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2020 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on Record |
| Deed Sale | Jul 11, 2016 · Amount on Record |
| Prior Sale | Dec 23, 2015 · Amount on Record |
| Deed Document Number | 2016105440 |
| Deed Book / Page | 4990 / 2533 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6824 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0056782827 |
| Instrument Date | Feb 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6824 LITTLE BLUE LN HARMONY FL 347736022, HARMONY, FL 34773-6022 |
| Document Number | 0056782827 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 005678/002827 |
| Instrument | 26251 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6824 LITTLE BLUE LN, HARMONY, FL 34773-6022 |
| Document Number | 0056740181 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6824 LITTLE BLUE LN HARMONY FL 347736022, HARMONY, FL 34773-6022 |
| Document Number | 0056740181 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 005674/000181 |
| Instrument | 22112 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,688.00 (+6.04%) Homeowner's exemption | $227,559 (+5.99%) | $309,200 (-1.59%) Land $65,000 Building $244,200 |
| 2023 | $5,364.00 (+5.8%) Homeowner's exemption | $214,705 (+3%) | $314,200 (+13.1%) Land $65,000 Building $249,200 |
| 2022 | $5,070.00 Homeowner's exemption | $208,452 | $277,800 Land $60,000 Building $217,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 166 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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