6836 Little Blue Ln, Saint Cloud, FL 34773 Property Records

Osceola County property record for 6836 Little Blue Ln, Saint Cloud, FL 34773 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,008 sqft · built 2016
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Dec 2016)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302632329300010970`

Property Details

APN / Parcel Number

Primary APN	`302632329300010970`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,008 sqft Heated Area
Gross Area	2,759 sqft
1st Floor Area	1,016 sqft
Upper Floors Area	992 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Detached - Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6836 LITTLE BLUE LN
City	SAINT CLOUD
State	FL
Zip	34773-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NBHD H-1 PB 23 PG 22-27 LOT 97
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	3293
Legal Block	1
Legal Lot Number	97
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 302632329300010970

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6836 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 07, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 01, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2016 · Amount on Record
Deed Sale	Dec 05, 2016 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	2016180653
Deed Book / Page	5066 / 0398
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6836 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058720417
Date	Jan 19, 2021
Book Page	5872/417
Instrument	2021007398

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 01, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6836 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6836 LITTLE BLUE LN, HARMONY, FL 34773-6022

Mortgage

Document Number	0059301216
Date	Apr 07, 2021
Book Page	5930/1216
Instrument	2021052478

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jan 01, 2047

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6836 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6836 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022

Mortgage

Document Number	0063210019
Date	Nov 29, 2022
Book Page	6321/19
Instrument	2022170962

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6836 LITTLE BLUE LN, SAINT CLOUD, FL 34773-6022
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6836 LITTLE BLUE LN, HARMONY, FL 34773-6022

Mortgage

Document Number	0064981794
Date	Nov 01, 2023
Book Page	6498/1794
Instrument	2023144051

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,627.00 (+6.05%) Homeowner's exemption	$223,159 (+5.99%)	$309,200 (-1.59%) Land $65,000 Building $244,200
2023	$5,306.00 (+5.82%) Homeowner's exemption	$210,554 (+3%)	$314,200 (+13.1%) Land $65,000 Building $249,200
2022	$5,014.00 Homeowner's exemption	$204,422	$277,800 Land $60,000 Building $217,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	About 1 in 166 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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