6846 Helmsley Cir, Windermere, FL 34786 Property Records

Orange County property record for 6846 Helmsley Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,451 sqft · built 2009
Lot Size	0.283 acres (12,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Apr 2026)
Tax Bill	$8,287 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-23-27-6226-00-430`

Property Details

APN / Parcel Number

Primary APN	`25-23-27-6226-00-430`
Alternative APNs	`272325622600430` `147893` `149062` `151182`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	1,863 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,315 sqft (0.283 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6846 HELMSLEY CIR
City	WINDERMERE
State	FL
Zip	34786-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	PRESTON SQUARE 71/19 LOT 43
Legal Range	27E
Legal Township	23S
Legal Section	25
Legal Subdivision	PRESTON SQUARE
Legal Tract	6226
Legal Lot Number	43
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2003
Census Tract	17112

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6846 HELMSLEY CIR, WINDERMERE, FL 34786-5909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage ZILLOW HOME LOANS LLC
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	2026241509
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 28, 2026
Property Address	6846 HELMSLEY CIR, WINDERMERE, FL 34786-5909
Document Number	0000241509
Instrument Date	Apr 23, 2026
Instrument	2026.241509
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TITLE & CL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$438,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6846 HELMSLEY CIR, WINDERMERE, FL 34786-5909

Mortgage

Document Number	0000241510,
Date	Apr 28, 2026
Instrument	2026.241510

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6846 HELMSLEY CIR, WINDERMERE, FL 34786-5909
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323783
Date	Jun 4, 2018
Instrument	20180323783

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6846 HELMSLEY CIR, WINDERMERE, FL 34786-5909
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000673970
Date	Oct 28, 2019
Instrument	20190673970

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 17, 2022
Property Address	6846 HELMSLEY CIR, WINDERMERE, FL 34786-5909
Document Number	0000503846
Map Reference	MB 71 PG 19-21
Instrument Date	Aug 11, 2022
Instrument	20220503846
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6846 HELMSLEY CIR, WINDERMERE, FL 34786-5909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N SUMMERLIN AVE STE 100, 100, ORLANDO, FL 32801-2971

Mortgage

Document Number	0000503847
Date	Aug 17, 2022
Instrument	20220503847

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,130 (+2.7%)	$528,660 (-1.2%) Land $120,000 Building $408,660
2025	$8,287.00 (+4.2%) Homeowner's exemption	$509,377 (+5.99%)	$535,100 (+11.34%) Land $120,000 Building $415,100
2024	$7,953.00 (+7.33%)
2023	$7,410.00 (+98.87%) Homeowner's exemption	$480,603 (+92.86%) Land $115,000 Building $365,603	$480,603 (+21.05%) Land $115,000 Building $365,603
2022	$3,726.00 Homeowner's exemption	$249,196	$397,013 Land $90,000 Building $307,013

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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