684 Elnor Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 684 Elnor Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,655 sqft · built 2016
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,818 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46G1 1 127`

Property Details

APN / Parcel Number

Primary APN	`46G1 1 127`
Alternative APNs	`21645` `20401`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	1,324 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Garage Area	960 sqft

Exterior Amenities

Porch	Slab
Porch Area	880 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20401
Street Address	684 ELNOR RD
City	BUMPASS
State	VA
Zip	23024-4859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SECTION 2 PB 8/429 LOT 127 DB 1442/23 1.080AC
Legal Subdivision	CUCKOO'S NEST
Legal Lot Number	127
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2008
Census Tract	950101

Owner

684 Elnor Rd is owned and occupied by two individuals.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	684 ELNOR RD, BUMPASS, VA 23024-4859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	684 ELNOR RD, BUMPASS, VA 23024-4859
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001790/260
Date	Sep 9, 2021
Book Page	1790/260
Instrument	202100011016

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Aug 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	684 ELNOR RD, BUMPASS, VA 23024-4859
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1790/260
Date	Sep 9, 2021
Book Page	1790/260
Instrument	202100011016

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 684 Elnor Rd was $3,818, up 9.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,267 (+4.69%) Land $71,500 Building $483,767	$555,267 (+4.69%) Land $71,500 Building $483,767
2025	$3,818.00 (+9.18%)	$530,400 Land $65,400 Building $465,000	$530,400 Land $65,400 Building $465,000
2024	$3,497.00
2023		$433,700 Land $51,100 Building $382,600
2022	$751.00		$433,700 Land $51,100 Building $382,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 684 Elnor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 684 Elnor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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