511 Elnor Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 511 Elnor Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,500 (Jul 2008)
Tax Bill	$159 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46G1 1 96`

Property Details

APN / Parcel Number

Primary APN	`46G1 1 96`
Alternative APNs	`21667` `20422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft
Unfinished Basement	1,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	336 sqft
Storage Building	96 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20422
Street Address	511 ELNOR RD
City	BUMPASS
State	VA
Zip	23024-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SECTION 2 PB 8/431 LOT 96 DB 1418/854 4.197AC
Legal Subdivision	CUCKOO'S NEST
Legal Lot Number	96
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2009
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 ELNOR RD, BUMPASS, VA 23024-4862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 31, 2017	Deed of Trust, Mortgage NAVY FCU
May 30, 2017	Deed of Trust, Mortgage UNION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2008 · Amount on Record
Deed Sale	Jul 29, 2008 · Amount on Record
Deed Document Number	20086759
Deed Book / Page	1138 / 759
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	511 ELNOR RD, BUMPASS, VA 23024-4862
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001763/637
Date	May 25, 2021
Book Page	1763/637
Instrument	202100006237

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	511 ELNOR RD, BUMPASS, VA 23024-4862
Document Number	0000008893
Book / Page	001534 / 000053
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ELNOR RD BUMPASS VA 230244862, BUMPASS, VA 23024-4862

Mortgage

Document Number	0000008893
Date	Oct 18, 2017
Book Page	001534/000053
Instrument	8893

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 17, 2057

Interest

Rate Type	Adjustable Rate
Rate	5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	511 ELNOR RD, BUMPASS, VA 23024-4862
Document Number	0000006617
Book / Page	001521 / 000756
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ELNOR RD BUMPASS VA 230244862, BUMPASS, VA 23024-4862

Mortgage

Document Number	0000006617
Date	Aug 4, 2017
Book Page	001521/000756
Instrument	6617

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	511 ELNOR RD, BUMPASS, VA 23024-4862
Document Number	0000004610
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 ELNOR RD BUMPASS VA 23024, BUMPASS, VA 23024

Mortgage

Document Number	0000004610
Date	May 31, 2017
Book Page	001511/000534
Instrument	4610

Lender

Name	UNION MTG
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,032,814 (+9.52%) Land $228,800 Building $804,014	$1,032,814 (+9.52%) Land $228,800 Building $804,014
2025	$159.00 (-97.39%)	$943,000 (+21.6%) Land $228,800 Building $714,200	$943,000 (+21.6%) Land $228,800 Building $714,200
2024	$6,103.00 (+446.37%)
2023		$775,500 Land $188,500 Building $587,000
2022	$1,117.00		$775,500 Land $188,500 Building $587,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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