424 Elnor Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 424 Elnor Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,400 sqft · built 2024
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Apr 2025)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46G1 1 126`

Property Details

APN / Parcel Number

Primary APN	`46G1 1 126`
Alternative APNs	`21695` `20450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	20450
Street Address	424 ELNOR RD
City	BUMPASS
State	VA
Zip	23024-4874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST LOT 126 SEC II DB 2007/508 1.622 AC
Legal Subdivision	CUCKOO'S NEST
Legal Lot Number	126
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2008
Census Tract	950101

Owner

424 Elnor Rd is owned by two individuals who bought it in April 2025.

Source: Louisa County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8210 TENBROOK DR, GAINESVILLE, VA 20155-3846
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL LLC
Apr 7, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Dec 6, 2023	Deed, Transfer · Stand-Alone First Mortgage TIMBER GRONAU
Oct 6, 2021	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Dec 6, 2023 · Amount on File
Deed Document Number	20252936
Deed Book / Page	2007 / 508
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	424 ELNOR RD, BUMPASS, VA 23024-4874
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	ASPIRE SETTLEMENT SERVICES LLC, SUPERIOR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001952/24
Date	Apr 25, 2024
Book Page	1952/24
Instrument	202400003613

Lender

Name	LIMA ONE CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	20 Months
Due	Dec 1, 2025

April 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 7, 2025
Property Address	424 ELNOR RD, BUMPASS, VA 23024-4874
Document Number	002007/508
Book / Page	2007 / 508
Map Reference	MB 8 PG 429-432
Instrument Date	Apr 3, 2025
Instrument	202500002936
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8210 TENBROOK DR, GAINESVILLE, VA 20155-3846

Mortgage

Document Number	0002007512
Date	Apr 7, 2025
Instrument	2007/512

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 6, 2023
Property Address	424 ELNOR RD, BUMPASS, VA 23024-4874
Document Number	001930/616
Book / Page	1930 / 616
Map Reference	MB 8 PG 429-432
Instrument Date	Dec 1, 2023
Instrument	202300010766
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	UNKNOWN, SUPERIOR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	606 MONTROSE DR, FREDERICKSBURG, VA 22407-8633

Mortgage

Document Number	0001930620
Date	Dec 6, 2023
Instrument	1930/620

Lender

Name	TIMBER GRONAU
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	2 Months
Due	Feb 1, 2024

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 6, 2021
Property Address	424 ELNOR RD, BUMPASS, VA 23024-4874
Document Number	001796/626
Book / Page	1796 / 626
Map Reference	MB 8 PG 429-432
Instrument Date	Oct 5, 2021
Instrument	202100011968
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$76.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	25144 REGRINE WAY, HOLLYWOOD, MD 20636

Tax Assessment & Valuation

The 2025 property tax bill for 424 Elnor Rd was $3,361, up 621.2% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,500 (+2.7%) Land $76,900 Building $402,600	$479,500 (+2.7%) Land $76,900 Building $402,600
2025	$3,361.00 (+621.24%)	$466,900 Land $70,800 Building $396,100	$466,900 Land $70,800 Building $396,100
2024	$466.00
2023		$90,000 Land $90,000
2022	$591.00		$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 424 Elnor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Elnor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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