6839 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 6839 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1983
Lot Size	11.7 acres (510,523 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2022)
Tax Bill	$20 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jul 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40D 2 34`

Property Details

APN / Parcel Number

Primary APN	`40D 2 34`
Alternative APN	`13175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	2,730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	510,523 sqft (11.7 acres)
Deck Area	70 sqft
Patio Area	70 sqft
Storage Building	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13175
Street Address	6839 WINDMILL POINT RD
City	WHITE STONE
State	VA
Zip	22578-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	THE LANDING 1/35 INT-11.72 AC LR22/817
Legal Subdivision	THE LANDING
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2037
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4604 PARK RD, ALEXANDRIA, VA 22312-1433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Jul 23, 2010	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 27, 2021	Gift Deed, Transfer
Oct 31, 2016	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	2022817
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	6839 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000237
Date	Jan 25, 2022
Instrument	220000237

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	6839 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01000/1284
Date	Jul 23, 2010
Book Page	1000/1284

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2020

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 25, 2022
Property Address	6839 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Document Number	0220000817
Instrument Date	Feb 24, 2022
Instrument	220000817
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 PARK RD, ALEXANDRIA, VA 22312-1433

Mortgage

Document Number	0220000818
Date	Mar 25, 2022
Instrument	220000818

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 27, 2021
Property Address	6839 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Document Number	0210003041
Instrument Date	Oct 24, 2021
Instrument	210003041
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 RIVERMONT AVE APT 103, 103, LYNCHBURG, VA 24503-1346

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 31, 2016
Property Address	6839 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Document Number	0160001948
Instrument Date	Oct 26, 2016
Instrument	160001948
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 FAIRWAY DR, WAYNESBORO, VA 22980-3407

Mortgage

Document Number	0160001949
Date	Oct 31, 2016
Instrument	160001949

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20.00 (-98.6%)	$375,300 (+65.26%) Land $50,000 Building $325,300	$375,300 (+65.26%) Land $50,000 Building $325,300
2023	$1,430.00	$227,100 Land $50,000 Building $177,100	$227,100 Land $50,000 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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