6831 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 6831 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,994 sqft · built 1983
Lot Size	11.7 acres (510,523 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2007)
Tax Bill	$20 (2025)
Deeds & Mortgages	May 2009 Mortgage Sep 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40D 2 33`

Property Details

APN / Parcel Number

Primary APN	`40D 2 33`
Alternative APN	`13174`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
Gross Area	3,469 sqft
1st Floor Area	2,842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	510,523 sqft (11.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	142 sqft
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13174
Street Address	6831 WINDMILL POINT RD
City	WHITE STONE
State	VA
Zip	22578-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	THE LANDING 1/35 INT-11.72 AC LR07/2475
Legal Subdivision	THE LANDING
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2037
Census Tract	30301

Owner

6831 Windmill Point Rd is owned by an individual who bought it in September 2007.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7442 NORMANS BRIDGE RD, HANOVER, VA 23069-1543
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2009	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Sep 5, 2007	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2007 · Amount on File
Deed Sale	Sep 5, 2007 · Amount on File
Deed Book / Page	700 / 2475
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	6831 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/1027
Date	May 6, 2009
Book Page	900/1027

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.88%

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 5, 2007
Property Address	6831 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Document Number	00700/2475
Book / Page	700 / 2475
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007002476
Date	Sep 5, 2007
Instrument	700/2476

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6831 Windmill Point Rd was $20.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20.00	$370,500 Land $50,000 Building $320,500	$370,500 Land $50,000 Building $320,500
2023	$1,358.00	$215,700 Land $50,000 Building $165,700	$215,700 Land $50,000 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6831 Windmill Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6831 Windmill Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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