6828 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 6828 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 2012
Lot Size	11.7 acres (510,523 sqft)
Owner	2 Company Names on Record
Last Sale	$470,000 (Sep 2023)
Tax Bill	$24 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40D 3 21`

Property Details

APN / Parcel Number

Primary APN	`40D 3 21`
Alternative APN	`13197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
Gross Area	2,071 sqft
1st Floor Area	2,659 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	510,523 sqft (11.7 acres)
Porch	Slab
Porch Area	48 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13197
Street Address	6828 WINDMILL POINT RD
City	WHITE STONE
State	VA
Zip	22578-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	THE LANDING 1/35 INT IN 11.72 AC LR23/1598 PC7/48C-50A
Legal Subdivision	THE LANDING
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2037
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1060 W PIPELAND RD STE 110, 110, HURST, TX 76053
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	20231598
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 13, 2023
Property Address	6828 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Document Number	0230001598
Instrument Date	Sep 7, 2023
Instrument	230001598
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 W PIPELINE RD, HURST, TX 76053-4732

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 3, 2021
Property Address	6828 WINDMILL POINT RD, WHITE STONE, VA 22578-3226
Document Number	0210002551
Instrument Date	Aug 3, 2021
Instrument	210002551
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6828 WINDMILL POINT RD, WHITE STONE, VA 22578-3226

Mortgage

Document Number	0210002552
Date	Sep 3, 2021
Instrument	210002552

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24.00 (-95.04%)	$447,700 (+73.73%) Land $70,000 Building $377,700	$447,700 (+73.73%) Land $70,000 Building $377,700
2023	$484.00	$257,700 (-) Land $70,000 Building $187,700	$257,700 (-) Land $70,000 Building $187,700
2022		$257,700 Land $70,000 Building $187,700
2021			$257,700 Land $70,000 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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