6831 Habitat Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 6831 Habitat Dr, Saint Cloud, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	2,358 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2015)
Tax Bill	$6,383.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`302632329300010190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,358 sqft Heated Area
Gross Area	2,988 sqft Gross Area
1st Floor	945 sqft 1st Floor
Upper Floors	1,413 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	456 sqft Garage
Patio Area	300 sqft Patio
Porch	Open Porch
Porch Area	174 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	6831 HABITAT DR
City	SAINT CLOUD
State	FL
Zip	34773-6025
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NBHD H-1 PB 23 PG 22-27 LOT 19
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	3293
Legal Block	1
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 302632329300010190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6831 HABITAT DR, SAINT CLOUD, FL 34773-6025
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Doc Number	2015127965
Deed Book / Page	4832 / 2525
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6831 HABITAT DR, HARMONY, FL 34773-6025
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6831 HABITAL DR, HARMONY, FL 34773-6025

Mortgage

Document Number	0058471941
Date	Dec 08, 2020
Book Page	5847/1941
Instrument	2020166847

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2040

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,383.00 (+5.8%) Homeowner's exemption	$248,660 (+5.99%)	$344,300 (-1.6%) Land $65,000 Building $279,300
2023	$6,033.00 (+5.69%) Homeowner's exemption	$234,615 (+3%)	$349,900 (+13.16%) Land $65,000 Building $284,900
2022	$5,708.00 Homeowner's exemption	$227,782	$309,200 Land $60,000 Building $249,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 251 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.