Osceola County property record for 6827 Habitat Dr, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,950 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $443,000 (2024) |
| Tax Bill | $7,480.00 (2025) |
| Primary APN | 302632329300010200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,950 sqft Heated Area |
| Gross Area | 2,556 sqft Gross Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Upper Floors | 630 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 280 sqft Pool |
| Fence | Fence |
| Deck Area | 244 sqft Deck |
| Porch | Open Porch |
| Porch Area | 186 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6827 HABITAT DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY NBHD H-1 PB 23 PG 22-27 LOT 20 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 3293 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 302632329300010200
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6827 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 09, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2024 · Amount on Record |
| Deed Sale | Oct 01, 2024 · Amount on Record |
| Prior Sale | Aug 09, 2023 · Amount on Record |
| Deed Doc Number | 2024125703 |
| Deed Book / Page | 6673 / 216 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6827 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0059540601 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 5954/601 |
| Instrument | 2021071278 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Feb 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 01, 2024 |
| Property Address | 6827 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Document Number | 0066730216 |
| Book / Page | 6673 / 216 |
| Map Reference | MB 23 PG 22-27 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 2024125703 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,101.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2910 HARBOR CREEK CT, CUMMING, GA 30041-9382 |
| Name | Verified Name |
|---|---|
| Address | 6827 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Document Number | 2024125704 |
|---|---|
| Date | Oct 01, 2024 |
| Instrument | 2024125704 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 09, 2023 |
| Property Address | 6827 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Document Number | 0064541269 |
| Book / Page | 6454 / 1269 |
| Map Reference | MB 23 PG 22-27 |
| Instrument Date | Aug 03, 2023 |
| Instrument | 2023103211 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 MAYFLOWER CT E, HOMOSASSA, FL 34446-4977 |
| Name | Verified Name |
|---|---|
| Address | 6827 HABITAT DR, HARMONY, FL 34773-6025 |
| Document Number | 0064541271 |
|---|---|
| Date | Aug 09, 2023 |
| Instrument | 6454/1271 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,480.00 (+125.5%) Homeowner's exemption | $327,800 (+45.78%) Land $65,000 Building $262,800 | $327,800 (-0.21%) Land $65,000 Building $262,800 |
| 2023 | $3,317.00 (+7.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $224,867 (+3%) | $328,500 (+12%) Land $65,000 Building $263,500 |
| 2022 | $3,085.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $218,318 | $293,300 Land $60,000 Building $233,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 251 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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