Osceola County property record for 6825 Habitat Dr, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,076 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $247,000 (2015) |
| Tax Bill | $7,219.00 (2025) |
| Primary APN | 302632329300010210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,076 sqft Heated Area |
| Gross Area | 2,810 sqft Gross Area |
| 1st Floor | 2,076 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 334 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6825 HABITAT DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY NBHD H-1 PB 23 PG 22-27 LOT 21 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 3293 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 302632329300010210
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6825 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING CORP |
| Jun 08, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2015 · Amount on Record |
| Deed Sale | May 27, 2015 · Amount on Record |
| Prior Sale | May 27, 2015 · Amount on Record |
| Deed Doc Number | 0047840154 |
| Deed Book / Page | 4784 / 0154 |
| Last Transfer Date | Jun 08, 2020 |
| Transfer Doc | 0057331855 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6825 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6825 HABITAT DR, HARMONY, FL 34773-6025 |
| Investor | Possibly a Property Investor |
| Document Number | 0059440102 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 5944/102 |
| Instrument | 2021063051 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 08, 2020 |
| Property Address | 6825 HABITAT DR, HARMONY, FL 34773-6025 |
| Document Number | 0057331855 |
| Book / Page | 005733 / 001855 |
| Instrument Date | May 21, 2020 |
| Instrument | 73078 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6825 HABITAT DR HARMONY FL 347736025, HARMONY, FL 34773-6025 |
| Document Number | 57331856 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 005733/001856 |
| Instrument | 73079 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,219.00 (+5.57%) Homeowner's exemption | $259,739 (+5.99%) | $330,800 (-1.64%) Land $65,000 Building $265,800 |
| 2023 | $6,838.00 (+5.82%) Homeowner's exemption | $245,067 (+3%) | $336,300 (+13.08%) Land $65,000 Building $271,300 |
| 2022 | $6,462.00 Homeowner's exemption | $237,930 | $297,400 Land $60,000 Building $237,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 251 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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