Osceola County property record for 6820 Habitat Dr, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,490 sqft Heated Area |
| Lot Size | 3,920 sqft (0.089 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $258,100 (2017) |
| Tax Bill | $3,102.00 (2025) |
| Primary APN | 302632329300010380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,490 sqft Heated Area |
| Gross Area | 3,044 sqft Gross Area |
| 1st Floor | 1,278 sqft 1st Floor |
| Upper Floors | 1,212 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,920 sqft (0.089 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 506 sqft Garage |
| Porch | Open Porch |
| Porch Area | 48 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6820 HABITAT DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6039 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY NBHD H-1 PB 23 PG 22-27 LOT 38 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 3293 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2101 |
| Census Tract | 43801 |
Source: Osceola County records · APN 302632329300010380
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6820 HABITAT DR, SAINT CLOUD, FL 34773-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 25, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2017 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Dec 16, 2016 · Amount on Record |
| Deed Doc Number | 2017126574 |
| Deed Book / Page | 5203 / 1702 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6820 HABITAT DR, SAINT CLOUD, FL 34773-6039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6820 HABITAT DR, HARMONY, FL 34773-6039 |
| Document Number | 0060811909 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 6081/1909 |
| Instrument | 2021173189 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6820 HABITAT DR, HARMONY, FL 34773-6039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057800498 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 5780/498 |
| Instrument | 2020111748 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Oct 01, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 31, 2017 |
| Property Address | 6820 HABITAT DR, HARMONY, FL 34773-6039 |
| Document Number | 0052031702 |
| Book / Page | 5203 / 1702 |
| Map Reference | MB23 PG22 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2017126574 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 6820 HABITAT DR, HARMONY, FL 34773-6039 |
| Document Number | 0052031706 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 5203/1706 |
| Instrument | 2017126575 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,102.00 (+5.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $261,617 (+5.99%) | $355,500 (-1.55%) Land $65,000 Building $290,500 |
| 2023 | $2,927.00 (+7.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $246,839 (+3%) | $361,100 (+13.16%) Land $65,000 Building $296,100 |
| 2022 | $2,718.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $239,650 | $319,100 Land $60,000 Building $259,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 251 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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