682 Ruby Lake Dr, Hiawassee, GA 30546 Property Records

Towns County property record for 682 Ruby Lake Dr, Hiawassee, GA 30546

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,096 sqft · built 1985
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jan 2017)
Tax Bill	$478 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0034A262`

Property Details

APN / Parcel Number

Primary APN	`0034A262`
Alternative APN	`5884`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,096 sqft Heated Area
1st Floor Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	280 sqft
Porch	Slab
Porch Area	236 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	5884
Street Address	682 RUBY LAKE DR
City	HIAWASSEE
State	GA
Zip	30546-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BMP LT 9 S-1 B-A
Legal Subdivision	BMP - LARGER LOTS
Legal Lot Number	9
Jurisdiction	TOWNS GA
Township / Civil Division	MACEDONIA
Census Block Group	3
Census Block	3037
Census Tract	960200

Owner

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 OAKMONT DR, J, HIAWASSEE, GA 30546-3436
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Prior Sale	Aug 10, 2004
Deed Document Number	201720
Deed Book / Page	591 / 442
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Mar 5, 2019
Property Address	682 RUBY LAKE DR, HIAWASSEE, GA 30546-4758
Document Number	000625/267
Book / Page	625 / 267
Instrument Date	Mar 5, 2019
Instrument	2019-000204
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 RUBY LAKE DR, HIAWASSEE, GA 30546-4758

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00 (-13.72%)	$51,100 (+12.49%) Land $10,000 Building $41,100	$127,750 (+12.49%) Land $25,000 Building $102,750
2023		$45,427 (+13.41%) Land $8,000 Building $37,427	$113,567 (+13.41%) Land $20,000 Building $93,567
2022	$554.00	$40,057 Land $6,000 Building $34,057	$100,142 Land $15,000 Building $85,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIAWASSEE serves 5,496 people · EPA ID GA2810000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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