Towns County property record for 648 Ruby Lake Dr, Hiawassee, GA 30546
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 624 sqft · built 1972 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,000 (Jun 1982) |
| Tax Bill | $343 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0034A265 |
| Primary APN | 0034A265 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 624 sqft Heated Area |
| 1st Floor Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 260 sqft |
| Utility Building | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5887 |
|---|---|
| Street Address | 648 RUBY LAKE DR |
| City | HIAWASSEE |
| State | GA |
| Zip | 30546-4758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BMP LT 6 BLK A SEC 1 |
| Legal Subdivision | BMP - LARGER LOTS |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | TOWNS GA |
| Township / Civil Division | MACEDONIA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 960200 |
Source: Towns County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 SIMS RD, HIAWASSEE, GA 30546-1852 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 1982 · Amount on Record |
| Deed Sale | Jun 16, 1982 · Amount on Record |
| Deed Book / Page | 71 / 430 |
| Record Updated | Jun 8, 2026 |
Source: Towns County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Towns County |
| Unified School District | Towns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $343.00 (-12.94%) | $36,623 (+13.91%) Land $10,000 Building $26,623 | $91,558 (+13.91%) Land $25,000 Building $66,558 |
| 2023 | $32,150 (+12.82%) Land $8,000 Building $24,150 | $80,374 (+12.82%) Land $20,000 Building $60,374 | |
| 2022 | $394.00 | $28,496 Land $6,000 Building $22,496 | $71,241 Land $15,000 Building $56,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIAWASSEE serves 5,496 people · EPA ID GA2810000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable · DSL | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures