751 Ruby Lake Dr, Hiawassee, GA 30546 Property Records

Towns County property record for 751 Ruby Lake Dr, Hiawassee, GA 30546

Property Summary

Property Type	Single Family Home
Details	1 ba · 700 sqft · built 1990
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jan 2015)
Tax Bill	$468 (2025)
Deeds & Mortgages	Jan 2015 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0034A277`

Property Details

APN / Parcel Number

Primary APN	`0034A277`
Alternative APN	`5898`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	700 sqft Heated Area
1st Floor Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	102 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	5898
Street Address	751 RUBY LAKE DR
City	HIAWASSEE
State	GA
Zip	30546-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1
Legal Subdivision	BMP - LARGER LOTS
Legal Lot Number	1
Jurisdiction	TOWNS GA
Township / Civil Division	MACEDONIA
Census Block Group	3
Census Block	3035
Census Tract	960200

Owner

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	935 HOLBROOK DR, GROVETOWN, GA 30813-0758
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2015 · Amount on Record
Deed Sale	Jan 20, 2015 · Amount on Record
Prior Sale	May 8, 2002
Deed Document Number	201581
Deed Book / Page	561 / 434
Record Updated	Jun 8, 2026

January 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Jan 20, 2015
Property Address	751 RUBY LAKE DR, HIAWASSEE, GA 30546-4742
Document Number	000561/434
Book / Page	561 / 434
Instrument Date	Jan 20, 2015
Instrument	2015-000081
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5138 FAIRINGTON DR, EVANS, GA 30809-7012

Mortgage

Document Number	000561/436
Date	Feb 4, 2015
Book Page	561/436

Lender

Name	GEO D WARTHEN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$468.00 (-9.13%)	$50,035 (+4.2%) Land $8,800 Building $41,235	$125,087 (+4.2%) Land $22,000 Building $103,087
2024	$515.00 (-1.53%)	$48,017 (+13.18%) Land $8,800 Building $39,217	$120,042 (+13.18%) Land $22,000 Building $98,042
2023		$42,427 (+12.16%) Land $8,000 Building $34,427	$106,067 (+12.16%) Land $20,000 Building $86,067
2022	$523.00	$37,828 Land $6,000 Building $31,828	$94,571 Land $15,000 Building $79,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIAWASSEE serves 5,496 people · EPA ID GA2810000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable · DSL in parts of the area	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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