678 N Cove Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 678 N Cove Dr, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,444 sqft · built 1989
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on Record
Last Sale	$220,000 (Jan 2018)
Tax Bill	$9,909 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000659`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000659`
Alternative APNs	`54890631300001037000` `265489 063.13-1-37`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000659
Street Address	678 N COVE DR
City	WEBSTER
State	NY
Zip	14580-3902
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	76-14-7 GORE TRACT STONY POINT LR133 254-34
Legal Subdivision	STONY POINT LANDING SUB SEC I
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1004
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	678 N COVE DR, PVT, WEBSTER, NY 14580-3902
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	2018901
Deed Book / Page	11973 / 210
Prior Transfer Date	Feb 28, 2003
Prior Transfer Doc	9751000317
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 16, 2018
Property Address	678 N COVE DR, WEBSTER, NY 14580-3902
Document Number	0000000901
Book / Page	011973 / 000210
Instrument Date	Jan 8, 2018
Instrument	901
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6263 PETALUMA DR BOCA RATON FL 334335413, BOCA RATON, FL 33433-5413

Mortgage

Document Number	902
Date	Jan 16, 2018
Book Page	027468/000646
Instrument	902

Lender

Name	TIAA FSB
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2038

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,909.00 (+4.92%)	$207,000 (-) Land $22,000 Building $185,000	$431,300 (+20.85%) Land $45,839 Building $385,461
2023		$207,000 (-) Land $22,000 Building $185,000	$356,900 (+10.36%) Land $37,931 Building $318,969
2022		$207,000 Land $22,000 Building $185,000	$323,400 Land $34,371 Building $289,029
2021	$9,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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