Kane County property record for 657 Jay St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1932 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 5,715 sqft (0.131 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $60,000 (2009) |
| Tax Bill | $5,743.00 (2025) |
Source: Kane County records · APN 06-24-428-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 JAY ST, ELGIN, IL 60120-7974 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2009 · Amount on Record |
| Deed Sale | Aug 31, 2009 · Amount on Record |
| Prior Sale | Dec 27, 2004 · Amount on Record |
| Deed Doc Number | 200966253 |
| Last Transfer Date | Dec 20, 2019 |
| Transfer Doc | 0000003393 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 17, 2020 |
| Property Address | 657 JAY ST, ELGIN, IL 60120-7974 |
| Document Number | 0000003393 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 3393 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 657 JAY ST ELGIN IL 601207974, ELGIN, IL 60120-7974 |
| Document Number | 3394 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 3394 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 16, 2035 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,743.00 (+13.68%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $84,082 (+21.39%) Land $12,273 Building $71,809 | $252,347 (+21.44%) Land $36,834 Building $215,513 | |
| 2022 | $5,052.00 (+5.34%) Homeowner's exemption | $69,264 (+6.96%) Land $10,110 Building $59,154 | $207,792 (+6.96%) Land $30,330 Building $177,462 |
| 2021 | $4,796.00 Homeowner's exemption | $64,757 Land $9,452 Building $55,305 | $194,271 Land $28,356 Building $165,915 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-428-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,700 sqft Gross Area |
| Basement Area | 1,080 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Construction Type | Frame Construction |
| Lot Area | 5,715 sqft (0.131 acres) |
| Depth X Width | 90 ft x 64 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 657 JAY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7974 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MCKINLEY ADDN LOT 2 BLOCK 2 |
| Legal Subdivision | MCKINLEY ADDN |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 851400 |
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