6818 Butterfly Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6818 Butterfly Dr, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,597 sqft · built 2013
Lot Size0.157 acres (6,839 sqft)
OwnerIndividual Name on File
Last Sale$407,500 (Nov 2021)
Tax Bill$8,440 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30263229890001010G

Property Details

APN / Parcel Number

Primary APN30263229890001010G
Alternative APN
  • 156543

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,597 sqft Heated Area
Gross Area3,413 sqft
1st Floor Area1,582 sqft
Upper Floors Area1,015 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,839 sqft (0.157 acres)
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area376 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number156543
Street Address6818 BUTTERFLY DR
CityHARMONY
StateFL
Zip34773-6084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 10G
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY
Legal Tract2989
Legal Block1
Legal Lot Number10G
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2114
Census Tract43801

Owner

Source: Osceola County records · APN 30263229890001010G

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6818 BUTTERFLY DR, HARMONY, FL 34773-6084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Nov 22, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Aug 13, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Prior SaleAug 13, 2018 · Amount on Record
Deed Document Number2021180992
Deed Book / Page6091 / 2892
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6818 BUTTERFLY DR, HARMONY, FL 34773-6084
Transaction TypeMortgage
Record UpdatedMar 01, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6818 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number0063572273
DateFeb 13, 2023
Book Page6357/2273
Instrument2023017656
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 10, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 22, 2021
Property Address6818 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number0060912892
Book / Page6091 / 2892
Map ReferenceMB 19 PG 163-176
Instrument DateNov 19, 2021
Instrument2021180992
Transaction TypeTransfer
Record UpdatedDec 08, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,852.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressS731 COUNTY ROAD I, S731, NELSON, WI 54756-8008

Transferred To (Grantee/Buyer)

NameVerified Name
Address6818 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number60912893
DateNov 22, 2021
Instrument6091/2893
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2018
Property Address6818 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number0053831513
Book / Page5383 / 1513
Map ReferenceMB19 PG183-176
Instrument DateAug 01, 2018
Instrument2018122790
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,047.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7148 FORTY BANKS RD, 7148, HARMONY, FL 34773-6066

Transferred To (Grantee/Buyer)

NameVerified Name
Address6818 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number2018122791
DateAug 13, 2018
Instrument2018122791
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,440.00 (+5.59%) Homeowner's exemption$367,891 (+5.99%)$374,900 (-1.68%) Land $65,000 Building $309,900
2023$7,993.00 (+5.27%) Homeowner's exemption$347,110 (+3%)$381,300 (+13.15%) Land $65,000 Building $316,300
2022$7,593.00 Homeowner's exemption$337,000 Land $60,000 Building $277,000$337,000 Land $60,000 Building $277,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Butterfly Dr

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