6810 Butterfly Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6810 Butterfly Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,456 sqft · built 2013
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Nov 2013)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-006G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-006G`
Alternative APNs	`26323029890001006G` `156539`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	3,255 sqft
1st Floor Area	1,261 sqft
Upper Floors Area	1,195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	112 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6810 BUTTERFLY DR
City	HARMONY
State	FL
Zip	34773-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 6G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	6G
Legal Lot Number	6G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2114
Census Tract	43801

Owner

Source: Osceola County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6810 BUTTERFLY DR, HARMONY, FL 34773-6084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC
Jun 21, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 27, 2019	Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	2013186741
Deed Book / Page	4538 / 1362
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6810 BUTTERFLY DR, HARMONY, FL 34773-6084
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6810 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number	0069260670
Date	Feb 19, 2026
Book Page	6926/670
Instrument	2026023964

Lender

Name	NATIONS MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6810 BUTTERFLY DR, HARMONY, FL 34773-6084
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6810 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number	0064280840
Date	Jun 21, 2023
Book Page	6428/840
Instrument	2023080156

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jan 1, 2052

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	6810 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number	0056262736
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6810 BUTTERFLY DR HARMONY FL 347736084, HARMONY, FL 34773-6084

Mortgage

Document Number	0056262736
Date	Nov 20, 2019
Book Page	005626/002736
Instrument	151213

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Nov 19, 2046

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,149.00 (+5.98%) Homeowner's exemption Veteran's exemption	$251,898 (+5.99%)	$356,700 (-1.68%) Land $65,000 Building $291,700
2023	$5,802.00 (+5.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$237,669 (+3%)	$362,800 (+13.23%) Land $65,000 Building $297,800
2022	$5,486.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,747	$320,400 Land $60,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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