6812 Butterfly Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6812 Butterfly Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,008 sqft · built 2014
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Aug 2017)
Tax Bill	$5,137 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-007G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-007G`
Alternative APNs	`26323029890001007G` `156540`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	1,016 sqft
Upper Floors Area	992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	112 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6812 BUTTERFLY DR
City	HARMONY
State	FL
Zip	34773-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 7G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	7G
Legal Lot Number	7G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2114
Census Tract	43801

Owner

Source: Osceola County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 19, 2026	Quit Claim Deed, Transfer CATHEDRAL TITLE GROUP LLC, CATANIA LEGAL GROUP LLC
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Jun 25, 2014 · Amount on Record
Deed Book / Page	5199 / 813
Last Transfer Date	Mar 13, 2026
Transfer Doc	0000080731
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Sep 14, 2026
Property Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number	0000119319
Book / Page	7034 / 1768
Instrument Date	Sep 5, 2026
Instrument	2026119319
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number	0000119319,
Date	Sep 14, 2026
Book Page	7034/1768
Instrument	2026119319

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jul 24, 2026
Property Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number	0000097127
Book / Page	7009 / 1028
Instrument Date	Jul 13, 2026
Instrument	202697127
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number	0000097127,
Date	Jul 24, 2026
Book Page	7009/1028
Instrument	202697127

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2026
Property Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number	0000080731
Book / Page	6990 / 2159
Instrument Date	Mar 13, 2026
Instrument	202680731
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	CATHEDRAL TITLE GROUP LLC, CATANIA LEGAL GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 17, 2020
Property Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number	0056932171
Book / Page	5693 / 2171
Map Reference	MB 19 PG 163
Instrument Date	Mar 12, 2020
Instrument	2020038268
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084

Mortgage

Document Number	0056932174
Date	Mar 17, 2020
Instrument	5693/2174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 24, 2017
Property Address	6812 BUTTERFLY DR, HARMONY, FL 34773-6084
Document Number	0051990813
Book / Page	005199 / 000813
Instrument Date	Aug 10, 2017
Instrument	122553
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6812 BUTTERFLY DR HARMONY FL 347736084, HARMONY, FL 34773-6084

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,137.00 (+4.03%) Homeowner's exemption	$204,934 (+5.99%)	$307,500 (-1.51%) Land $65,000 Building $242,500
2024	$4,938.00 (+2.09%)
2023	$4,837.00 (+5.87%) Homeowner's exemption	$193,359 (+3%)	$312,200 (+12.87%) Land $65,000 Building $247,200
2022	$4,569.00 Homeowner's exemption	$187,728	$276,600 Land $60,000 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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