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6813 Habitat Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 6813 Habitat Dr, Saint Cloud, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,978 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$490,000 (2023)
Tax Bill$4,187.00 (2025)

Property Details

APN / Parcel Number

Primary APN302632329300010250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,978 sqft Heated Area
Gross Area3,709 sqft Gross Area
1st Floor1,299 sqft 1st Floor
Upper Floors1,679 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area311 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address6813 HABITAT DR
CitySAINT CLOUD
StateFL
Zip34773-6025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NBHD H-1 PB 23 PG 22-27 LOT 25
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY
Legal Tract3293
Legal Block1
Legal Lot Number25
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 302632329300010250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6813 HABITAT DR, SAINT CLOUD, FL 34773-6025
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Dec 19, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Sep 13, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 24, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2023 · Amount on Record
Deed SaleDec 19, 2023 · Amount on Record
Prior SaleSep 13, 2019 · Amount on Record
Deed Doc Number2023165278
Deed Book / Page6522 / 92
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6813 HABITAT DR, SAINT CLOUD, FL 34773-6025
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6813 HABITAT DR, HARMONY, FL 34773-6025

Mortgage

Document Number0060621855
DateOct 11, 2021
Book Page6062/1855
Instrument2021157677
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 19, 2023
Property Address6813 HABITAT DR, SAINT CLOUD, FL 34773-6025
Document Number0065220092
Book / Page6522 / 92
Map ReferenceMB 23 PG 22-27
Instrument DateDec 18, 2023
Instrument2023165278
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6813 HABITAT DR, SAINT CLOUD, FL 34773-6025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6813 HABITAT DR, SAINT CLOUD, FL 34773-6025

Mortgage

Document Number0000652294
DateDec 19, 2023
Instrument6522/94
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 13, 2019
Property Address6813 HABITAT DR, HARMONY, FL 34773-6025
Document Number0055890700
Book / Page5589 / 0700
Map ReferenceMB 23 PG 22-27
Instrument DateSep 13, 2019
Instrument2019118443
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,163.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3316 CAT BRIER TRL, 3316, HARMONY, FL 34773-6028

Transferred To (Grantee/Buyer)

NameVerified Name
Address6813 HABITAT DR, SAINT CLOUD, FL 34773-6025

Mortgage

Document Number0005589702
DateSep 13, 2019
Instrument5589/702
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 24, 2018
Property Address6813 HABITAT DR, HARMONY, FL 34773-6025
Document Number0053722623
Book / Page5372 / 2623
Map ReferenceMB23 PG22
Instrument DateJul 16, 2018
Instrument2018113250
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,121.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6813 HABITAT DR, 6813, SAINT CLOUD, FL 34773-6025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 DARK SKY DR, HARMONY, FL 34773-6079

Mortgage

Document Number2018113251
DateJul 24, 2018
Instrument2018113251
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,187.00 (-41.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$343,446 (+27.66%)$415,000 (-1.21%) Land $65,000 Building $350,000
2023$7,172.00 (+5.67%) Homeowner's exemption$269,031 (+3%)$420,100 (+13.51%) Land $65,000 Building $355,100
2022$6,787.00 Homeowner's exemption$261,196$370,100 Land $60,000 Building $310,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 251 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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