Osceola County property record for 6807 Habitat Dr, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,358 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2025) |
| Tax Bill | $6,358.00 (2025) |
| Primary APN | 302632329300010270 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,358 sqft Heated Area |
| Gross Area | 2,988 sqft Gross Area |
| 1st Floor | 945 sqft 1st Floor |
| Upper Floors | 1,413 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 456 sqft Garage |
| Porch | Open Porch |
| Porch Area | 174 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6807 HABITAT DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY NBHD H-1 PB 23 PG 22-27 LOT 27 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 3293 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 302632329300010270
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6807 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 06, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SOUTH STATE BANK NA |
| Jun 07, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2025 · Amount on Record |
| Deed Sale | Jun 06, 2025 · Amount on Record |
| Prior Sale | Aug 06, 2015 · Amount on Record |
| Deed Doc Number | 2025071513 |
| Deed Book / Page | 6800 / 891 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6807 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6807 HABITAT DR, HARMONY, FL 34773-6025 |
| Document Number | 0065280548 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | 6528/548 |
| Instrument | 2024000577 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6807 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6807 HABITAT DR, HARMONY, FL 34773-6025 |
| Document Number | 0059211715 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 5921/1715 |
| Instrument | 2021045674 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 06, 2025 |
| Property Address | 6807 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Document Number | 0068000891 |
| Book / Page | 6800 / 891 |
| Map Reference | MB 23 PG 22 |
| Instrument Date | Jun 03, 2025 |
| Instrument | 2025071513 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6807 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Name | Verified Name |
|---|---|
| Address | 6807 HABITAT DR, SAINT CLOUD, FL 34773-6025 |
| Document Number | 0006800893 |
|---|---|
| Date | Jun 06, 2025 |
| Instrument | 6800/893 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6807 HABITAT DR, HARMONY, FL 34773-6025 |
| Document Number | 0053610789 |
| Instrument Date | Jun 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6807 HABITAT DR HARMONY FL 347736025, HARMONY, FL 34773-6025 |
| Document Number | 0053610789 |
|---|---|
| Date | Jul 03, 2018 |
| Book Page | 005361/000789 |
| Instrument | 102217 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 02, 2045 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,358.00 (+5.81%) Homeowner's exemption | $246,801 (+5.99%) | $343,000 (-1.66%) Land $65,000 Building $278,000 |
| 2023 | $6,009.00 (+5.72%) Homeowner's exemption | $232,861 (+3%) | $348,800 (+13.25%) Land $65,000 Building $283,800 |
| 2022 | $5,684.00 Homeowner's exemption | $226,079 | $308,000 Land $60,000 Building $248,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 251 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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