6809 Habitat Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 6809 Habitat Dr, Saint Cloud, FL 34773 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Year Built	Built 2015
Square Footage	2,465 sqft Living Area
Lot Size	4,791 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$261,000 (2016)
Tax Bill	$6,539.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-26-32-3293-0001-0260`
Alternative APN	`263230329300010260`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,465 sqft Living Area
Gross Area	3,072 sqft Gross Area
1st Floor	1,355 sqft 1st Floor
Upper Floors	1,110 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,791 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	433 sqft Garage
Porch Area	174 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	6809 HABITAT DR
City	SAINT CLOUD
State	FL
Zip	34773-6025
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NBHD H-1 PB 23 PG 22-27 LOT 26
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHD H-1
Legal Tract	3293
Legal Block	260
Legal Lot Number	26
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 30-26-32-3293-0001-0260

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6809 HABITAT DR, SAINT CLOUD, FL 34773-6025
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2016 · Amount on Record
Deed Sale	Nov 22, 2016 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Doc Number	2016174721
Deed Book / Page	5059 / 2451
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jul 13, 2026
Property Address	6809 HABITAT DR, SAINT CLOUD, FL 34773-6025
Document Number	0000091384
Book / Page	7003 / 285
Instrument Date	Jul 01, 2026
Instrument	202691384
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6809 HABITAT DR, SAINT CLOUD, FL 34773-6025

Mortgage

Document Number	0000091384,
Date	Jul 13, 2026
Book Page	7003/285
Instrument	202691384

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,539.00 (+5.79%) Homeowner's exemption	$259,929 (+5.99%)	$359,600 (-1.64%) Land $65,000 Building $294,600
2023	$6,181.00 (+5.62%) Homeowner's exemption	$245,247 (+3%)	$365,600 (+13.22%) Land $65,000 Building $300,600
2022	$5,852.00 Homeowner's exemption	$238,104	$322,900 Land $60,000 Building $262,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 251 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.