6813 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6813 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,391 sqft · built 2006
Lot Size0.273 acres (11,892 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (May 2010)
Tax Bill$3,997 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5394.20.80.7564000

Property Details

APN / Parcel Number

Primary APN5394.20.80.7564000
Alternative APNs
  • 471499
  • 66883

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,391 sqft Heated Area
Gross Area2,598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions151 ft deep x 85 ft wide

Exterior Amenities

Pool Area200 sqft
PorchSlab
Porch Area544 sqft
Deck Area343 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number66883
Street Address6813 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 BA COLUMBUS SQUARE
Legal SubdivisionCOLUMBUS SQUARE
Legal Block80
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1033
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 5536, EMERALD ISLE, NC 28594-5536
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2010 · Amount on Record
Deed SaleMay 12, 2010 · Amount on Record
Prior SaleApr 21, 2010 · Amount on Record
Deed Document Number20101341224
Deed Book / Page1341 / 224
Prior Transfer DateApr 20, 2010
Prior Transfer Doc0001339282
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6813 EMERALD DR, EMERALD ISLE, NC 28594
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017500225
DateDec 16, 2021
Book Page1750/225
Instrument1750225
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,080,054 (-) Land $331,398 Building $748,656$1,080,054 (-) Land $331,398 Building $748,656
2025$3,997.00 (+27.13%)$1,080,054 (+82.84%) Land $331,398 Building $748,656$1,080,054 (+82.84%) Land $331,398 Building $748,656
2023$590,718 Land $123,356 Building $467,362$590,718 Land $123,356 Building $467,362
2022$3,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

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