6821 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6821 Emerald Dr, Emerald Isle, NC 28594 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1994
Square Footage1,652 sqft Heated Area
Lot Size12,371 sqft (0.283 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2005)
Tax Bill$2,521.00 (2025)

Property Details

APN / Parcel Number

Primary APN5394.20.80.4438000
Alternative APNs
  • 409459
  • 26643

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area1,652 sqft Heated Area
Gross Area2,965 sqft Gross Area
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,371 sqft (0.283 acres)
Lot Dimensions156 ft deep x 85 ft wide
Deck Area155 sqft Deck

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number26643
Street Address6821 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL5 BA COLUMBUS SQUARE
Legal SubdivisionCOLUMBUS SQUARE
Legal BlockA
Legal Lot Number5
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1033
Census Tract970903

Owner

Source: Carteret County records · APN 5394.20.80.4438000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6821 EMERALD DR, EMERALD ISLE, NC 28594-3212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 14, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2005 · Amount on Record
Deed SaleNov 23, 2005 · Amount on Record
Deed Document Number0000114541
Deed Book / Page1145 / 41
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6821 EMERALD DR, EMERALD ISLE, NC 28594-3212
Transaction TypeMortgage
Record UpdatedDec 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018710485
DateNov 21, 2025
Book Page1871/485
Instrument1871485
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6821 EMERALD DR, EMERALD ISLE, NC 28594-3212
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6821 EMERALD DR, EMERALD ISLE, NC 28594-3212

Mortgage

Document Number0017790312
DateSep 14, 2022
Book Page1779/312
Instrument1779312
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6821 EMERALD DR, EMERALD ISLE, NC 28594-3212
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017560469
DateFeb 14, 2022
Book Page1756/469
Instrument1756469
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 01, 2032

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6821 EMERALD DR, EMERALD ISLE, NC 28594-3212
Document Number0015660182
Book / Page001566 / 000182
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedFeb 10, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6821 EMERALD DR EMERALD ISLE NC 285943212, EMERALD ISLE, NC 28594-3212

Mortgage

Document Number0015660182
DateFeb 03, 2017
Book Page001566/000182
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 02, 2037

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,521.00 (+73.86%)$677,836 (+136.65%) Land $332,784 Building $345,052$677,836 (+136.65%) Land $332,784 Building $345,052
2023$286,434 Land $125,880 Building $160,554$286,434 Land $125,880 Building $160,554
2022$1,450.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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