6807 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6807 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 2004
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Sep 2021)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5394.20.90.0518000`

Property Details

APN / Parcel Number

Primary APN	`5394.20.90.0518000`
Alternative APNs	`551767` `70201`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,968 sqft Heated Area
Gross Area	1,168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	162 ft deep x 85 ft wide

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	18 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70201
Street Address	6807 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 BB SHELL COVE
Legal Subdivision	SHELL COVE
Legal Block	90
Legal Lot Number	3
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

6807 Emerald Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6807 EMERALD DR, EMERALD ISLE, NC 28594-3212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Nov 22, 2000 · Amount on File
Deed Document Number	20211737212
Deed Book / Page	1737 / 212
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	0013120190
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 7, 2021
Property Address	6807 EMERALD DR, EMERALD ISLE, NC 28594-3212
Document Number	0017370212
Book / Page	1737 / 212
Map Reference	MB 12 PG 39
Instrument Date	Aug 25, 2021
Instrument	1737212
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1885 CREEK NINE DR, 1885, NORTH PORT, FL 34291-8070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 PIEDMONT AVE, ROCKY MOUNT, NC 27803-1823

Mortgage

Document Number	1737213
Date	Sep 7, 2021
Instrument	1737-213

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	6807 EMERALD DR, EMERALD ISLE, NC 28594-3212
Document Number	0016230344
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

Mortgage

Document Number	0016230344
Date	Nov 16, 2018
Book Page	001623/000344

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6807 Emerald Dr was $2,819.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$723,204 (-) Land $334,674 Building $388,530	$723,204 (-) Land $334,674 Building $388,530
2025	$2,819.00	$723,204 Land $334,674 Building $388,530	$723,204 Land $334,674 Building $388,530
2023		$404,930 Land $131,733 Building $273,197	$404,930 Land $131,733 Building $273,197
2022	$2,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6807 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6807 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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