681 Stable Gate Ln, Florence, KY 41042 Property Records

Boone County property record for 681 Stable Gate Ln, Florence, KY 41042

Property Summary

Property TypeLandominium
Details2 bd · 3 ba · 1,988 sqft · built 1993
OwnerIndividual Name on File
Last Sale$117,000 (Nov 2020)
Tax Bill$1,278 (2025)
Deeds & MortgagesJan 2019 Mortgage
Nov 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN062.01-33-139.04

Property Details

APN / Parcel Number

Primary APN062.01-33-139.04
Alternative APN
  • 20656

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,988 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialWood Siding
Construction TypeWood

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address681 STABLE GATE LN
CityFLORENCE
StateKY
Zip41042-8933
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Landominium
Legal DescriptionLOT 139D SEC 9 SADDLEBROOK FARMS (62Z2-70)
Legal SubdivisionHEMPSTEADE
Legal Lot Number139D
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3001
Census Tract70315

Owner

681 Stable Gate Ln, a landominium, is owned and occupied by an individual who bought it in November 2020.

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address681 STABLE GATE LN, FLORENCE, KY 41042-8933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2019Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
Nov 9, 2020Correction Deed
PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE
May 22, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
May 24, 2017Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2020 · Amount on File
Deed SaleNov 5, 2020 · Amount on File
Prior SaleMay 24, 2017 · Amount on File
Deed Document Number0001155103
Deed Book / PageD1144 / 677
Prior Transfer DateMay 22, 2020
Prior Transfer Doc802011
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address681 STABLE GATE LN, FLORENCE, KY 41042-8933
Transaction TypeMortgage
Record UpdatedDec 2, 2022
Title CompanyBRB TRUST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4160/512
DateJan 15, 2019
Book PageM4160/512
Instrument767231
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

November 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionBOONE KY
Recording DateNov 9, 2020
Property Address681 STABLE GATE LN, FLORENCE, KY 41042-8933
Document Number0D1155/103
Book / PageD1155 / 103
Map ReferenceSL 228B
Instrument DateNov 5, 2020
Instrument817745
Record UpdatedDec 2, 2022
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address681 STABLE GATE LN, 681, FLORENCE, KY 41042-8933

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 STABLE GATE LN, FLORENCE, KY 41042-8933

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateMay 22, 2020
Property Address681 STABLE GATE LN, FLORENCE, KY 41042-8933
Document Number0D1144/677
Book / PageD1144 / 677
Map ReferenceSL 228B
Instrument DateMay 18, 2020
Instrument802011
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address681 STABLE GATE LN, 681, FLORENCE, KY 41042-8933

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 STABLE GATE LN, FLORENCE, KY 41042-8933

Mortgage

Document Number0000802012
DateMay 22, 2020
Instrument802012
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionBOONE KY
Recording DateMay 24, 2017
Property Address681 STABLE GATE LN, FLORENCE, KY 41042-8933
Document Number0D1089/906
Book / PageD1089 / 906
Map ReferenceSL 228D
Instrument DateMay 23, 2017
Instrument727306
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 STABLE GATE LN, FLORENCE, KY 41042-8933
InvestorPossibly a Property Investor

Mortgage

Document Number0000727307
DateMay 24, 2017
Instrument727307
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 681 Stable Gate Ln was $1,278.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityFlorence City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,278.00$130,500 Land $15,000 Building $115,500
2024$130,500 (-) Land $15,000 Building $115,500
2023$1,305.00 (+5.58%)$130,500 (-) Land $15,000 Building $115,500$130,500 (-) Land $15,000 Building $115,500
2022$1,236.00$130,500 Land $15,000 Building $115,500$130,500 Land $15,000 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 Stable Gate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Stable Gate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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