677 Stable Gate Ln, Florence, KY 41042 Property Records

Boone County property record for 677 Stable Gate Ln, Florence, KY 41042

Property Summary

Property TypeLandominium
Details2 bd · 2.5 ba · 1,788 sqft · built 1993
Lot Size0.018 acres (797 sqft)
Owner2 Individual Names on File
Last Sale$196,000 (Jun 2023)
Tax Bill$1,883 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN062.01-33-139.02

Property Details

APN / Parcel Number

Primary APN062.01-33-139.02
Alternative APN
  • 12670

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,788 sqft Finished Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Construction TypeWood
Lot Area797 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address677 STABLE GATE LN
CityFLORENCE
StateKY
Zip41042-8933
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Landominium
Legal DescriptionLOT 139B SEC 9 SADDLEBROOK FARMS (62Z2-68)
Legal SubdivisionSADDLEBROOK FARMS
Legal Lot Number139B
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3001
Census Tract70315

Owner

677 Stable Gate Ln, a landominium, is owned and occupied by two individuals who bought it in June 2023.

Source: Boone County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address677 STABLE GATE LN, FLORENCE, KY 41042-8933
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Warranty Deed, Transfer · FHA Mortgage
SUCCESS MORTGAGE PARTNERS INC
Nov 2, 2020Warranty Deed, Transfer · FHA Mortgage
AMERICAN MORTGAGE SERVICE CO
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2023 · Amount on File
Deed SaleJun 8, 2023 · Amount on File
Prior SaleNov 2, 2020 · Amount on File
Deed Document Number2023950013
Deed Book / Page1206 / 162
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateJun 8, 2023
Property Address677 STABLE GATE LN, FLORENCE, KY 41042-8933
Document Number0D1206/162
Book / PageD1206 / 162
Map ReferenceSL 228B
Instrument DateJun 6, 2023
Instrument950013
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$196.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3112 SILVERBELL WAY, INDEPENDENCE, KY 41051-1200

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address677 STABLE GATE LN, FLORENCE, KY 41042-8933

Mortgage

Document Number0000950018
DateJun 8, 2023
Instrument950018
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0M4680/946
DateJun 8, 2023
Book PageM4680/946
Instrument950037
Lender
NameKENTUCKY HOUSING CORPORATION
TypeNon-Lending Institution
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueJul 1, 2033

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateNov 2, 2020
Property Address677 STABLE GATE LN, FLORENCE, KY 41042-8933
Document Number0D1154/605
Book / PageD1154 / 605
Map ReferenceSL 228B
Instrument DateOct 23, 2020
Instrument817084
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address677 STABLE GATE LN, FLORENCE, KY 41042-8933

Mortgage

Document Number0000817085
DateNov 2, 2020
Instrument817085
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateSep 6, 2018
Property Address677 STABLE GATE LN, FLORENCE, KY 41042-8933
Document Number0D1114/517
Book / PageD1114 / 517
Map ReferenceSL 228B
Instrument DateAug 23, 2018
Instrument759088
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address849 CHOCTAW AVE, 849, AUBURN, AL 36830-3232

Transferred To (Grantee/Buyer)

NameVerified Name
Address677 STABLE GATE LN, FLORENCE, KY 41042-8933

Mortgage

Document Number0000759089
DateSep 6, 2018
Instrument759089
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 677 Stable Gate Ln was $1,883.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityFlorence City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,883.00$196,000 Land $15,000 Building $181,000
2024$196,000 (+56.8%) Land $15,000 Building $181,000
2023$1,253.00 (+5.83%)$125,000 (-) Land $15,000 Building $110,000$125,000 (-) Land $15,000 Building $110,000
2022$1,184.00$125,000 Land $15,000 Building $110,000$125,000 Land $15,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 677 Stable Gate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 Stable Gate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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