678 Stable Gate Ln, Florence, KY 41042 Property Records

Boone County property record for 678 Stable Gate Ln, Florence, KY 41042

Property Summary

Property Type	Landominium
Details	3 bd · 3 ba · 1,788 sqft · built 1993
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2022)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062.01-33-140.05`

Property Details

APN / Parcel Number

Primary APN	`062.01-33-140.05`
Alternative APN	`5001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,788 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Wood Siding
Construction Type	Wood

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	678 STABLE GATE LN
City	FLORENCE
State	KY
Zip	41042-8932
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	LOT 140E SEC 9 SADDLEBROOK FARMS (62Z2-77)
Legal Subdivision	SADDLEBROOK FARMS
Legal Lot Number	140E
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70315

Owner

678 Stable Gate Ln, a landominium, is owned and occupied by an individual who bought it in January 2022.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	678 STABLE GATE LN, FLORENCE, KY 41042-8932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	Oct 23, 2014 · Amount on File
Deed Document Number	858665
Deed Book / Page	D1180 / 741
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jan 12, 2022
Property Address	678 STABLE GATE LN, FLORENCE, KY 41042-8932
Document Number	0D1180/741
Book / Page	D1180 / 741
Map Reference	SL 228B
Instrument Date	Jan 5, 2022
Instrument	858665
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 CRAIG AVE, 509, GREENDALE, IN 47025-9483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 STABLE GATE LN, FLORENCE, KY 41042-8932

Mortgage

Document Number	0000858666
Date	Jan 12, 2022
Instrument	858666

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 678 Stable Gate Ln was $1,228.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00	$125,000 Land $15,000 Building $110,000
2024			$125,000 (-) Land $15,000 Building $110,000
2023	$1,253.00 (+5.83%)	$125,000 (-) Land $15,000 Building $110,000	$125,000 (-) Land $15,000 Building $110,000
2022	$1,184.00	$125,000 Land $15,000 Building $110,000	$125,000 Land $15,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 678 Stable Gate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Stable Gate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20