681 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 681 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,957 sqft · built 1991
Lot Size0.168 acres (7,319 sqft)
OwnerCompany Name on File
Last Sale$313,500 (Sep 2001)
Tax Bill$5,270 (2025)
Deeds & MortgagesFeb 2017 Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN161-692-42-00

Property Details

APN / Parcel Number

Primary APN161-692-42-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,957 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area7,319 sqft (0.168 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address681 MOSAIC CIR
CityOCEANSIDE
StateCA
Zip92057-6213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 TR 012486
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012486
Legal Block1
Legal Lot Number42
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18525

Owner

Source: San Diego County records · APN 161-692-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address681 MOSAIC CIR, OCEANSIDE, CA 92057-6213
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2017Deed of Trust, Mortgage · VA Mortgage
CITIBANK NA
May 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 04, 2001 · Amount on Record
Deed SaleSep 04, 2001 · Amount on Record
Prior SaleOct 15, 1997 · Amount on Record
Deed Document Number2001631947
Last Transfer DateMay 10, 2019
Transfer Doc0000177165
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address681 MOSAIC CIR, OCEANSIDE, CA 92057-6213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070508
DateFeb 13, 2017
Instrument2017-0070508
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2019
Property Address681 MOSAIC CIR, OCEANSIDE, CA 92057-6213
Document Number0000177165
Instrument DateMay 10, 2019
Instrument177165
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address681 MOSAIC CIR OCEANSIDE CA 920576213, OCEANSIDE, CA 92057-6213
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$472,368 (+2%) Land $226,015 Building $246,353
2025$5,270.00 (+8.66%)$463,107 (+4.04%) Land $221,584 Building $241,523
2023$4,850.00 (-0.02%)$445,127 Land $212,981 Building $232,146
2022$4,851.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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