San Diego County property record for 677 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,737 sqft · built 1991 |
| Lot Size | 0.133 acres (5,796 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (May 1996) |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-43-00 |
| Primary APN | 161-692-43-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,737 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 5,796 sqft (0.133 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 677 MOSAIC CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18525 |
Source: San Diego County records · APN 161-692-43-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 677 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 15, 2021 | Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Dec 16, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 1996 · Amount on Record |
| Deed Sale | May 24, 1996 · Amount on Record |
| Prior Sale | Feb 27, 1996 · Amount on Record |
| Deed Document Number | 1996265114 |
| Last Transfer Date | Sep 28, 2021 |
| Transfer Doc | 0000846612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 677 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 677 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000846611 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0846611 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2021 |
| Property Address | 677 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000846612 |
| Map Reference | MAP 12486 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-0846612 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 677 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 677 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000598339 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 677 MOSAIC CIR OCEANSIDE CA 920576213, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000598339 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 598339 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 677 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000404349 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 677 MOSAIC CIR OCEANSIDE CA 920576213, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000404349 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 404349 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 26, 2038 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $254,141 (+2%) Land $68,215 Building $185,926 | |
| 2025 | $874.00 (-1.13%) | $249,159 (+4.04%) Land $66,878 Building $182,281 |
| 2023 | $884.00 (-9.89%) | $239,485 Land $64,282 Building $175,203 |
| 2022 | $981.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 2,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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