San Diego County property record for 673 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1991 |
| Lot Size | 0.121 acres (5,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,000 (Jul 2002) |
| Tax Bill | $5,637 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-44-00 |
| Primary APN | 161-692-44-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 5,249 sqft (0.121 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 673 MOSAIC CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18525 |
Source: San Diego County records · APN 161-692-44-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FEDERAL CREDIT UNION |
| Mar 21, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Mar 05, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Mar 05, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Dec 11, 2019 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Jan 31, 2018 | Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2002 · Amount on Record |
| Deed Sale | Jul 30, 2002 · Amount on Record |
| Prior Sale | Dec 18, 1990 · Amount on Record |
| Deed Document Number | 2002639884 |
| Last Transfer Date | Jan 22, 2018 |
| Transfer Doc | 0000039066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 26, 2026 |
| Property Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000148443 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026148443 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSOCIAT |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000148443, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026148443 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000122822 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0122822 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000791892 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0791892 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 03, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000171644 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 2021-0171644 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | OCEANSIDE, CA 92057 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000078674 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 2019-0078674 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000578619 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-0578619 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 31, 2018 |
| Property Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000039066 |
| Map Reference | MAP 12486 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 2018-0039066 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 673 MOSAIC CIR, OCEANSIDE, CA 92057-6213 |
| Document Number | 0000039067 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018-0039067 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $512,602 (+2%) Land $221,584 Building $291,018 | |
| 2025 | $5,637.00 (+8.72%) Homeowner's exemption | $502,552 (+4.04%) Land $217,240 Building $285,312 |
| 2023 | $5,185.00 (+0.04%) Homeowner's exemption | $483,039 Land $208,805 Building $274,234 |
| 2022 | $5,183.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 2,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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