680 Valley Oak Rd, Solvang, CA 93463 Property Records

Santa Barbara County property record for 680 Valley Oak Rd, Solvang, CA 93463

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,383 sqft · built 2017
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Nov 2017)
Tax Bill	$11,688 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`137-800-046`

Property Details

APN / Parcel Number

Primary APN	`137-800-046`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,383 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	38,768 sqft (0.89 acres)

Location & Zoning

Street Address	680 VALLEY OAK RD
City	SOLVANG
State	CA
Zip	93463-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	30,056 PH 3
Legal Lot Number	169
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SOLVANG-SANTA YNEZ
Census Block Group	2
Census Block	2004
Census Tract	1909

Owner

680 Valley Oak Rd is owned and occupied by two individuals who bought it in November 2017.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CREDIT UNION
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTHILLS CU
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 9, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Deed Document Number	201754116
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	May 28, 2026
Property Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724
Document Number	0000017951
Instrument Date	May 21, 2026
Instrument	202617951
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724

Mortgage

Document Number	0000017951,
Date	May 28, 2026
Instrument	202617951

Lender

Name	COASTHILLS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724
Transaction Type	Mortgage
Record Updated	Apr 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724

Mortgage

Document Number	0000008840
Date	Mar 30, 2023
Instrument	2023-0008840

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724

Mortgage

Document Number	0000033087
Date	Jul 21, 2022
Instrument	2022-0033087

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724

Mortgage

Document Number	0000057685
Date	Oct 16, 2020
Instrument	2020-0057685

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 9, 2017
Property Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724
Document Number	0000054116
Map Reference	MAP205 PG74-80
Instrument Date	Oct 24, 2017
Instrument	2017-0054116
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	680 VALLEY OAK RD, SOLVANG, CA 93463-9724

Mortgage

Document Number	0000054117
Date	Nov 9, 2017
Instrument	2017-0054117

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 680 Valley Oak Rd was $11,688.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Solvang City
Secondary School District	Santa Ynez Valley Union High School District (09 - 12)
Elementary School District	Solvang Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$967,148 (+2%) Land $464,232 Building $502,916
2025	$11,688.00	$948,185 Land $455,130 Building $493,055
2023	$11,273.00 (+2.06%)	$911,367 Land $437,457 Building $473,910
2022	$11,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 680 Valley Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Valley Oak Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLVANG WATER DIVISION serves 5,980 people · EPA ID CA4210013
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
KIZA Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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