680 Roberts Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 680 Roberts Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,955 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2016)
Tax Bill	$4,782 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010551-0140`

Property Details

APN / Parcel Number

Primary APN	`010551-0140`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,955 sqft Living Area
Gross Area	3,703 sqft
1st Floor Area	2,635 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,650 sqft
Porch	Finished Screened Porch
Porch Area	347 sqft
Deck Area	Deck Area
Patio Area	1,138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	680 ROBERTS RD
City	SAINT JOHNS
State	FL
Zip	32259-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	17/65-66 MALLARD LANDING UNIT ONE LOT 14 OR4249/766
Legal Range	27E
Legal Township	05S
Legal Section	42
Legal Subdivision	MALLARD LANDING UNIT 1
Legal Block	2
Legal Lot Number	14
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2009
Census Tract	20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Jul 9, 2018	Loan Modification, Mortgage · Conventional Mortgage MATRIX FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	Feb 24, 2005 · Amount on Record
Deed Document Number	201657192
Deed Book / Page	4249 / 766
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	680 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 ROBERTS RD, SAINT JOHNS, FL 32259-8915

Mortgage

Document Number	0056791724
Date	Dec 14, 2022
Book Page	5679/1724
Instrument	2022112571

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	680 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 ROBERTS RD, SAINT JOHNS, FL 32259-8915

Mortgage

Document Number	0053240276
Date	Jul 22, 2021
Book Page	5324/276
Instrument	2021081187

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	680 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Document Number	0046161592
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	680 ROBERTS RD ST JOHNS FL 322598915, ST JOHNS, FL 32259-8915

Mortgage

Document Number	0046161592
Date	Sep 25, 2018
Book Page	004616/001592
Instrument	69406

Lender

Name	MATRIX FIN'L
Type	Funding / Finance Company
Address	MINNETONKA, MA 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2058

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,006 (+2.7%)	$592,173 (+2.74%) Land $130,000 Building $462,173
2025	$4,782.00 (+12.36%) Homeowner's exemption	$369,042 (+2.9%)	$576,394 (+1.1%) Land $130,000 Building $446,394
2024	$4,256.00 (+1.96%) Homeowner's exemption	$358,641 (+3%)	$570,105 (+2.36%) Land $130,000 Building $440,105
2023	$4,174.00 (+2.91%) Homeowner's exemption	$348,195 (+3.06%)	$556,952 (+5.34%) Land $140,000 Building $416,952
2022	$4,056.00 Homeowner's exemption	$337,850	$528,699 Land $145,600 Building $383,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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