650 Roberts Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 650 Roberts Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,559 sqft · built 1995
Lot Size	1.11 acres (48,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Nov 2020)
Tax Bill	$5,786 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010551-0120`

Property Details

APN / Parcel Number

Primary APN	`010551-0120`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,559 sqft Living Area
Gross Area	4,039 sqft
1st Floor Area	2,575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,351 sqft (1.11 acres)
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	684 sqft
Porch	Finished Screened Porch
Porch Area	473 sqft
Patio Area	1,292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	650 ROBERTS RD
City	SAINT JOHNS
State	FL
Zip	32259-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	17/65-66 MALLARD LANDING UNIT ONE LOT 12 OR5100/604
Legal Range	27E
Legal Township	05S
Legal Section	42
Legal Subdivision	MALLARD LANDING UNIT 1
Legal Block	2
Legal Lot Number	12
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2009
Census Tract	20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Oct 8, 2015 · Amount on Record
Deed Document Number	2020103865
Deed Book / Page	5100 / 604
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	650 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044650958
Date	Nov 21, 2017
Book Page	4465/0958
Instrument	2017078946

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 17, 2020
Property Address	650 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Document Number	0051000604
Book / Page	5100 / 604
Map Reference	MB 17 PG 65&66
Instrument Date	Oct 22, 2020
Instrument	2020103865
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1161 GLEBE LANDING RD, 1161, CENTER CROSS, VA 22437-2066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 ROBERTS RD, SAINT JOHNS, FL 32259-8915

Mortgage

Document Number	5100607
Date	Nov 17, 2020
Instrument	5100/607

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,223 (+18.86%)	$754,648 (+15.93%) Land $130,000 Building $624,648
2025	$5,786.00 (+12.02%) Homeowner's exemption	$443,583 (+2.9%)	$650,938 (+3.09%) Land $130,000 Building $520,938
2024	$5,165.00 (+1.93%) Homeowner's exemption	$431,082 (+3%)	$631,402 (+2.74%) Land $130,000 Building $501,402
2023	$5,067.00 (+5.89%) Homeowner's exemption	$418,526 (+6.02%)	$614,584 (+6.45%) Land $140,000 Building $474,584
2022	$4,785.00 Homeowner's exemption	$394,775	$577,325 Land $145,600 Building $431,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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