620 Roberts Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 620 Roberts Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,433 sqft · built 1997
Lot Size	1.18 acres (51,400 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2018)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010551-0100`

Property Details

APN / Parcel Number

Primary APN	`010551-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,433 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	1,388 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	51,400 sqft (1.18 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 ROBERTS RD
City	SAINT JOHNS
State	FL
Zip	32259-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	17/65-66 MALLARD LANDING UNIT ONE LOT 10 OR4524/717
Legal Range	27E
Legal Township	05S
Legal Section	42
Legal Subdivision	MALLARD LANDING UNIT 1
Legal Block	2
Legal Lot Number	10
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2009
Census Tract	20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Jul 23, 2010 · Amount on Record
Deed Document Number	201821417
Deed Book / Page	4524 / 717
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915

Mortgage

Document Number	0056200956
Date	Aug 22, 2022
Book Page	5620/956
Instrument	2022080977

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ROBERTS RD, JACKSONVILLE, FL 32259-8915

Mortgage

Document Number	0054430089
Date	Dec 13, 2021
Book Page	5443/89
Instrument	2021134325

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915

Mortgage

Document Number	0053511367
Date	Aug 25, 2021
Book Page	5351/1367
Instrument	2021093675

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 2, 2018
Property Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915
Document Number	0045240717
Book / Page	4524 / 0717
Map Reference	MB17 PG65&66
Instrument Date	Mar 30, 2018
Instrument	2018021417
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9325 MILL SPRINGS DR, 9325, JACKSONVILLE, FL 32257-5279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ROBERTS RD, SAINT JOHNS, FL 32259-8915

Mortgage

Document Number	2018021418
Date	Apr 2, 2018
Instrument	2018021418

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,809 (+2.7%)	$503,446 (+0.3%) Land $130,000 Building $373,446
2025	$4,255.00 (+12.6%) Homeowner's exemption	$329,902 (+5.99%)	$501,950 (+4.51%) Land $130,000 Building $371,950
2024	$3,779.00 (+2%)
2023	$3,705.00 (+2.92%) Homeowner's exemption	$311,266 (+3%)	$480,293 (+0.58%) Land $140,000 Building $340,293
2022	$3,600.00 Homeowner's exemption	$302,200	$477,506 Land $145,600 Building $331,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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