680 Oreno Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 680 Oreno Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,912 sqft · built 2018
Lot Size	0.23 acres (10,018 sqft)
Owner	Trust Name on File
Last Sale	$870,000 (Jul 2020)
Tax Bill	$12,217 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-3280-022-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3280-022-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,912 sqft Living Area
1st Floor Area	2,912 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,018 sqft (0.23 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	680 ORENO CIR
City	FOLSOM
State	CA
Zip	95630-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 32A, LOT 22
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 32A
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

680 Oreno Cir is owner-occupied and held in a trust since March 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	680 ORENO CIR, FOLSOM, CA 95630-6347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Mar 16, 2021	Intrafamily Transfer, Transfer
Jul 22, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Jun 29, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FNDG
Oct 13, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ELLIOTT HMS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Book / Page	20200722 / 1362
Last Transfer Date	Mar 2, 2021
Transfer Doc	3160000001002
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	680 ORENO CIR, FOLSOM, CA 95630-6347
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 ORENO CIR, FOLSOM, CA 95630-6347

Mortgage

Document Number	0000000765
Date	Jul 28, 2022
Instrument	2022072800765

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 16, 2021
Property Address	680 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	0000001002
Map Reference	MB 384 PG 7
Instrument Date	Mar 2, 2021
Instrument	202103161002
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	680 ORENO CIR, FOLSOM, CA 95630-6347

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 22, 2020
Property Address	680 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	2007221362
Instrument Date	Jul 14, 2020
Instrument	2007221362
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	680 ORENO CIR FOLSOM CA 956306347, FOLSOM, CA 95630-6347

Mortgage

Document Number	2007221363
Date	Jul 22, 2020
Instrument	2007221363

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2018
Property Address	680 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1806290525
Instrument Date	Jun 22, 2018
Instrument	1806290525
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5331 BARTON RD LOOMIS CA 956509060, LOOMIS, CA 95650-9060

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2018
Property Address	680 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1806290526
Instrument Date	Jun 22, 2018
Instrument	1806290526
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	680 ORENO CIR FOLSOM CA 95630, FOLSOM, CA 95630

Mortgage

Document Number	1806290527
Date	Jun 29, 2018
Instrument	1806290527

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.6%

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 13, 2017
Property Address	680 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1710130764
Instrument Date	Oct 9, 2017
Instrument	1710130764
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 NORTON CT ROCKLIN CA 956773252, ROCKLIN, CA 95677-3252

Mortgage

Document Number	1710130765
Date	Oct 13, 2017
Instrument	1710130765

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 680 Oreno Cir was $12,217 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$960,548 (+2%) Land $276,020 Building $684,528
2025	$12,217.00 (+1.72%) Homeowner's exemption	$941,714 Land $270,608 Building $671,106
2024	$12,010.00 (+3.03%)
2023	$11,657.00 (+1.12%) Homeowner's exemption	$905,148 Land $260,100 Building $645,048
2022	$11,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 680 Oreno Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Oreno Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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