676 Oreno Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 676 Oreno Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,597 sqft · built 2018
Lot Size	0.207 acres (9,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Aug 2018)
Tax Bill	$10,949 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-3280-021-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3280-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,597 sqft Living Area
1st Floor Area	2,597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,011 sqft (0.207 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	676 ORENO CIR
City	FOLSOM
State	CA
Zip	95630-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 32A, LOT 21
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 32A
Legal Lot Number	21
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	676 ORENO CIR, FOLSOM, CA 95630-6347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Aug 8, 2018	Grant Deed, Transfer · Conventional Mortgage SAFE FCU
Jun 14, 2017	Grant Deed, Subdivision Related Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Book / Page	20180808 / 628
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	676 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	2012140356
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	676 ORENO CIR FOLSOM CA 956306347, FOLSOM, CA 95630-6347

Mortgage

Document Number	2012140356
Date	Dec 14, 2020
Instrument	2012140356

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	676 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	2008131211
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	676 ORENO CIR FOLSOM CA 956306347, FOLSOM, CA 95630-6347

Mortgage

Document Number	2008131211
Date	Aug 13, 2020
Instrument	2008131211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	676 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	2001071345
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	676 ORENO CIR FOLSOM CA 956306347, FOLSOM, CA 95630-6347

Mortgage

Document Number	2001071345
Date	Jan 7, 2020
Instrument	2001071345

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2040

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	676 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1904291012
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	676 ORENO CIR FOLSOM CA 956306347, FOLSOM, CA 95630-6347

Mortgage

Document Number	1904291012
Date	Apr 29, 2019
Instrument	1904291012

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 8, 2018
Property Address	676 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1808080628
Instrument Date	Aug 6, 2018
Instrument	1808080628
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	676 ORENO CIR FOLSOM CA 95630, FOLSOM, CA 95630

Mortgage

Document Number	1808080629
Date	Aug 8, 2018
Instrument	1808080629

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 14, 2017
Property Address	676 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1706141600
Instrument Date	Jun 13, 2017
Instrument	1706141600
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Tax	$203.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 LOST OAK CT ROSEVILLE CA 956614052, ROSEVILLE, CA 95661-4052

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,987 (+2%) Land $273,076 Building $568,911
2025	$10,949.00 (+1.68%) Homeowner's exemption	$825,478 (+4.04%) Land $267,722 Building $557,756
2024	$10,768.00 (+3.17%)
2023	$10,437.00 (+1.07%) Homeowner's exemption	$793,426 Land $257,327 Building $536,099
2022	$10,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Oreno Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures