672 Oreno Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 672 Oreno Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,938 sqft · built 2018
Lot Size	0.219 acres (9,556 sqft)
Owner	2 Trust Names on File
Last Sale	$795,000 (Jun 2018)
Tax Bill	$11,888 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`072-3280-020-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3280-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,938 sqft Living Area
1st Floor Area	2,938 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,556 sqft (0.219 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	672 ORENO CIR
City	FOLSOM
State	CA
Zip	95630-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 32A, LOT 20
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 32A
Legal Lot Number	20
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

672 Oreno Cir is owner-occupied and held in a trust since September 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Oct 16, 2023	Intrafamily Transfer, Transfer
Mar 1, 2019	Deed of Trust, Mortgage MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE
Aug 24, 2018	Quit Claim Deed, Construction Loan · Line of Credit HERZER FIN'L SVCS
Jun 19, 2018	Grant Deed, Transfer MASTERS TEAM MORTGAGE
Jun 29, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ELLIOTT HMS
Jun 29, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Book / Page	20180619 / 1473
Last Transfer Date	Sep 27, 2023
Transfer Doc	2023000676
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 ORENO CIR, FOLSOM, CA 95630-6347

Mortgage

Document Number	0000001205
Date	Feb 25, 2021
Instrument	202102251205

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 ORENO CIR, FOLSOM, CA 95630-6347

Mortgage

Document Number	0000001206
Date	Feb 25, 2021
Instrument	202102251206

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 16, 2023
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	0000000676
Map Reference	MB 384 MAP 7
Instrument Date	Sep 27, 2023
Instrument	202310160676
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	672 ORENO CIR, FOLSOM, CA 95630-6347

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1903061037
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	672 ORENO CIR FOLSOM CA 956306347, FOLSOM, CA 95630-6347

Mortgage

Document Number	1903061037
Date	Mar 6, 2019
Instrument	1903061037

Lender

Name	MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

August 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2018
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1808241072
Instrument Date	Aug 17, 2018
Instrument	1808241072
Transaction Type	Construction Loan
Record Updated	Sep 12, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3921 NORTON CT ROCKLIN CA 956773252, ROCKLIN, CA 95677-3252

Mortgage

Document Number	1808241074
Date	Aug 24, 2018
Instrument	1808241074

Lender

Name	HERZER FIN'L SVCS
Type	Funding / Finance Company
Address	REDWOOD CITY, CA 94061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1808241073,
Date	Aug 24, 2018
Instrument	1808241073

Lender

Name	HERZER FIN'L SVCS
Type	Funding / Finance Company
Address	1779 WOODSIDE RD # 201A, REDWOOD CITY, CA 94061-3498

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 19, 2018
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1806191473
Instrument Date	Jun 19, 2018
Instrument	1806191473
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	672 ORENO CIR FOLSOM CA 95630, FOLSOM, CA 95630

Mortgage

Document Number	1806191474
Date	Jun 19, 2018
Instrument	1806191474

Lender

Name	MASTERS TEAM MORTGAGE
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2017
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1706290581
Instrument Date	Jun 26, 2017
Instrument	1706290581
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6500 RICKETY RACK RD LOOMIS CA 956509303, LOOMIS, CA 95650-9303

Mortgage

Document Number	1706290582
Date	Jun 29, 2017
Instrument	1706290582

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2017
Property Address	672 ORENO CIR, FOLSOM, CA 95630-6347
Document Number	1706290580
Instrument Date	Jun 26, 2017
Instrument	1706290580
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6500 RICKETY RACK RD LOOMIS CA 956509303, LOOMIS, CA 95650-9303

Tax Assessment & Valuation

The 2025 property tax bill for 672 Oreno Cir was $11,888, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$962,660 (+6.42%) Land $278,537 Building $684,123
2025	$11,888.00 (+1.7%)	$904,570 Land $273,076 Building $631,494
2024	$11,689.00 (+3.05%)
2023	$11,343.00 (+1.09%)	$869,446 Land $262,473 Building $606,973
2022	$11,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 672 Oreno Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 672 Oreno Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Oreno Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures