St. Johns County property record for 620 N Clay St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,442 sqft · built 2008 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Apr 2021) |
| Tax Bill | $1,849 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118160-0280 |
| Primary APN | 118160-0280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 N CLAY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 4-28 AFRO AMERICAN SUB OF BLK 105 DANCY TRACT LOT 28 OR5251/227 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | AFRO-AMERICAN SUBDIVISION OF THE DANCY T |
| Legal Block | 105 |
| Legal Lot Number | 28 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21003 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Oct 26, 2020 | Special Warranty Deed, Transfer · Line of Credit ISOM PROPERTIES LLC |
| Oct 14, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 202147738 |
| Deed Book / Page | 5251 / 227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 620 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055 |
| Document Number | 0052510227 |
| Book / Page | 5251 / 227 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021047738 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | TLC NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1507 MALLARD LANDING BLVD, 1507, SAINT JOHNS, FL 32259-5256 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055 |
| Document Number | 5251229 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 5251/229 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 26, 2020 |
| Property Address | 620 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055 |
| Document Number | 0050810119 |
| Book / Page | 5081 / 119 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020095226 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9380 EXCELSIOR BLVD, 9380, HOPKINS, MN 55343-3444 |
| Name | Verified Name |
|---|---|
| Address | 1507 MALLARD LANDING BLVD, SAINT JOHNS, FL 32259-5256 |
| Document Number | 5081121 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 5081/121 |
| Name | ISOM PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 22, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 14, 2019 |
| Property Address | 620 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055 |
| Document Number | 0048130363 |
| Book / Page | 004813 / 000363 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 76527 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,825 (+2.7%) | $249,971 (+4.02%) Land $45,000 Building $204,971 | |
| 2025 | $1,849.00 (+18%) Homeowner's exemption Senior Citizen's exemption | $176,071 (+5.99%) | $240,310 (+5.42%) Land $45,000 Building $195,310 |
| 2024 | $1,567.00 (+2.75%) | ||
| 2023 | $1,525.00 (-15.42%) Homeowner's exemption Senior Citizen's exemption | $166,125 (+3%) | $227,951 (+5.89%) Land $30,888 Building $197,063 |
| 2022 | $1,803.00 Homeowner's exemption | $161,286 | $215,269 Land $21,294 Building $193,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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