660 N Clay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 660 N Clay St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,604 sqft · built 2008
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Oct 2008)
Tax Bill$1,456 (2025)
Deeds & MortgagesDec 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN118170-0300

Property Details

APN / Parcel Number

Primary APN118170-0300

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,604 sqft Living Area
1st Floor Area1,604 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions200 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area84 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address660 N CLAY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description4-28 AFRO AMERICAN SUB OF BLK 105 DANCY TRACT LOT 30 OR3132/1397 & 5717/32(D/M)
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionAFRO-AMERICAN SUBDIVISION OF THE DANCY T
Legal Tract2
Legal Block105
Legal Lot Number30
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2003
Census Tract21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address660 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2008 · Amount on Record
Deed SaleOct 17, 2008 · Amount on Record
Prior SaleJan 2, 2003 · Amount on Record
Deed Document Number200856484
Deed Book / Page3132 / 1397
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address660 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044811123
DateDec 26, 2017
Book Page4481/1123
Instrument2017087006
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,093 (+2.7%)$288,001 (+5.05%) Land $45,000 Building $243,001
2025$1,456.00 (+16.76%) Homeowner's exemption$121,804 (+5.99%)$274,148 (+4.79%) Land $45,000 Building $229,148
2024$1,247.00 (+2.47%)
2023$1,217.00 (+4.55%) Homeowner's exemption$114,923 (+3%)$261,619 (+10.11%) Land $30,888 Building $230,731
2022$1,164.00 Homeowner's exemption$111,576$237,598 Land $21,294 Building $216,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims3 (1996–2001)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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