Charlotte County property record for 680 Monaco Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1981 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | Trust Name on File |
| Last Sale | $100 (Feb 2016) |
| Tax Bill | $4,538 (2025) |
| Deeds & Mortgages | Mar 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412329129005 |
| Primary APN | 412329129005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 1,750 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,599 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 636 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952601740008 |
|---|---|
| Street Address | 680 MONACO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK278 LT 19 669/1071 898/1744 1089/421 1151/653 1152/1790 1728/263 1728/263 CT3544/1467 3578/797 3578/1130 3673/909 4052/948 CD4055/1276 4420/704 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 278 |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10405 |
680 Monaco Dr is owner-occupied and held in a trust since March 2019.
Source: Charlotte County records, as of March 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 680 MONACO DR, PUNTA GORDA, FL 33950-8016 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2016 · Amount on File |
| Deed Sale | Feb 1, 2016 · Amount on File |
| Prior Sale | Jul 12, 2012 · Amount on File |
| Deed Book / Page | 4052 / 948 |
| Last Transfer Date | Mar 27, 2019 |
| Transfer Doc | 0044200704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 27, 2019 |
| Property Address | 680 MONACO DR, PUNTA GORDA, FL 33950-8016 |
| Document Number | 0044200704 |
| Book / Page | 004420 / 000704 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2695257 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 680 MONACO DR PUNTA GORDA FL 339508016, PUNTA GORDA, FL 33950-8016 |
The 2025 property tax bill for 680 Monaco Dr was $4,538 with a homeowner's exemption, down 16.6% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,538.00 (-16.6%) Homeowner's exemption | $314,070 | $469,666 Land $267,750 Building $201,916 |
| 2024 | $5,441.00 (+3.07%) | ||
| 2023 | $5,279.00 (+4.85%) Homeowner's exemption | $291,106 (+3%) | $461,575 (-2.79%) Land $305,000 Building $156,575 |
| 2022 | $5,035.00 Homeowner's exemption | $282,627 | $474,807 Land $236,300 Building $238,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 680 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 680 Monaco Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Ethx.
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